Middlesex County and Chelmsford Town property record for 121 School St, Chelmsford, MA 01824
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,068 sqft · built 1977 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Aug 2013) |
| Tax Bill | $9,687 (2026) |
| Deeds & Mortgages | Jun 2023 Refinance Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 11681 |
| Primary APN | 11681 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Living Area |
| Gross Area | 4,581 sqft |
| 1st Floor Area | 1,150 sqft |
| Basement Area | 1,150 sqft |
| Unfinished Basement | 1,150 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 67,518 sqft (1.55 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 11681 |
|---|---|
| Street Address | 121 SCHOOL ST |
| City | CHELMSFORD |
| State | MA |
| Zip | 01824-1032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 267 |
| Legal Lot Number | 24 |
| Jurisdiction | CHELMSFORD MA |
| Township / Civil Division | CHELMSFORD |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 317201 |
Source: Middlesex County and Chelmsford Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 SCHOOL ST, CHELMSFORD, MA 01824-1032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Aug 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2013 · Amount on Record |
| Deed Sale | Aug 13, 2013 · Amount on Record |
| Deed Book / Page | 27583 / 32 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Property Address | 121 SCHOOL ST, CHELMSFORD, MA 01824-1032 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0037879-72 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 37879/72 |
| Instrument | 16178 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Property Address | 121 SCHOOL ST, CHELMSFORD, MA 01824-1032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34448-91 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 34448/91 |
| Instrument | 35817 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Chelmsford Town |
| Unified School District | Chelmsford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,687.00 (-2.26%) | $730,000 (+2.38%) Land $312,900 Building $417,100 | $768,645 (-) |
| 2025 | $9,911.00 (+2.11%) | $713,000 (+0.06%) Land $304,600 Building $408,400 | $768,645 (+4.02%) |
| 2024 | $9,706.00 (+7.01%) | $712,600 (+12.9%) Land $304,600 Building $408,000 | $738,910 |
| 2023 | $9,070.00 | $631,200 Land $307,000 Building $324,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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