131 School St, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 131 School St, Chelmsford, MA 01824

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,364 sqft · built 1961
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on Record
Last Sale$343,600 (Jun 2010)
Tax Bill$8,328 (2026)
Deeds & MortgagesJan 2021 Refinance
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN11679

Property Details

APN / Parcel Number

Primary APN11679
Alternative APN
  • CHEL M:0058 B:0267 L:20

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,364 sqft Living Area
Gross Area3,642 sqft
1st Floor Area1,364 sqft
Basement Area836 sqft
Unfinished Basement836 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area44,867 sqft (1.03 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number11679
Street Address131 SCHOOL ST
CityCHELMSFORD
StateMA
Zip01824-1032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal SubdivisionROBERT M HICKS INC
Legal Block267
Legal Lot Number20
JurisdictionCHELMSFORD MA
Township / Civil DivisionCHELMSFORD
Census Block Group1
Census Block1025
Census Tract317201

Owner

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address131 SCHOOL ST, CHELMSFORD, MA 01824-1032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ENVISION BANK
Aug 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMEFIELD CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2010 · Amount on Record
Deed SaleJun 29, 2010 · Amount on Record
Prior SaleJun 28, 1999 · Amount on Record
Deed Document Number201027767
Deed Book / Page24056 / 78
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELMSFORD MA
Property Address131 SCHOOL ST, CHELMSFORD, MA 01824-1032
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35218-156
DateJan 21, 2021
Book Page35218/156
Instrument3702
Lender
NameENVISION BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELMSFORD MA
Property Address131 SCHOOL ST, CHELMSFORD, MA 01824-1032
Document Number31386-45
Book / Page031386 / 000045
Instrument DateAug 7, 2017
Transaction TypeMortgage
Record UpdatedSep 5, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number31386-45
DateAug 17, 2017
Book Page031386/000045
Instrument36103
Lender
NameHOMEFIELD CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 16, 2027

Tax Assessment & Valuation

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionChelmsford Town
Unified School DistrictChelmsford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,328.00 (+1.9%)$627,600 (+6.73%) Land $315,800 Building $311,800$643,720 (-)
2025$8,173.00 (+3.14%)$588,000 (+1.07%) Land $307,400 Building $280,600$643,720 (+4.63%)
2024$7,924.00 (+6.59%)$581,800 (+12.47%) Land $307,400 Building $274,400$615,220
2023$7,434.00$517,300 Land $309,800 Building $207,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHELMSFORD WATER DISTRICT
serves 28,750 people · EPA ID MA3056000
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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