134 River St, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 134 River St, Middleburgh, NY 12122

Property Summary

Property TypeCemetery, Funeral Home, Mortuary
Details6,476 sqft · built 1978
Lot Size1.4 acres (60,984 sqft)
OwnerCompany Name on File
Last Sale$300,000 (Mar 2017)
Tax Bill$16,348 (2026)
Deeds & MortgagesMar 2017 Mortgage
Mar 2017 Sale
Flood ZoneZone AE (high risk)
APN433801 106.11-3-2

Property Details

APN / Parcel Number

Primary APN433801 106.11-3-2
Alternative APNs
  • 380110601100030020000000
  • 491A100318

Interior

Stories2 Stories
Building Area6,476 sqft Gross Area
Basement Area620 sqft
Finished Basement620 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area60,984 sqft (1.4 acres)
Lot Width315 ft Width
Garage TypeMixed
Garage Area1,734 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchEnclosed Porch
Porch Area681 sqft
Patio Area64 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number491A100318
Street Address134 RIVER ST
CityMIDDLEBURGH
StateNY
Zip12122-6515
Property CategoryCommercial
Property TypeCommercial > Retail > Cemetery, Funeral Home, Mortuary
Local Zoning CodeH
Legal Description2 STY
Legal Block3
Legal Lot Number2.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionMIDDLEBURGH
Census Block Group5
Census Block5012
Census Tract740700

Owner

134 River St, a commercial property, is owned by a company that bought it in March 2017.

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 567, MIDDLEBURGH, NY 12122-0567
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2017Deed of Trust, Mortgage · Commercial Mortgage
NBT BANK NA
Mar 17, 2017Deed, Transfer
NOT AVAILABLE, DANIEL ROSS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2017 · Amount on File
Deed SaleMar 17, 2017 · Amount on File
Prior SaleOct 3, 2008 · Amount on File
Deed Book / Page1040 / 273
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address134 RIVER ST, MIDDLEBURGH, NY 12122-6515
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001753/0000000141
DateMar 17, 2017
Book Page0000001753/0000000141
Instrument000000715196
Lender
NameNBT BANK NA
Agreement
TypeCommercial Mortgage
AmountAmount on Record

March 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateMar 17, 2017
Property Address134 RIVER ST, MIDDLEBURGH, NY 12122-6515
Document Number0000001040/0000000273
Book / Page0000001040 / 0000000273
Instrument DateFeb 17, 2017
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyNOT AVAILABLE, DANIEL ROSS

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressP, P, MIDDLEBURGH, NY 12122

Tax Assessment & Valuation

The 2026 property tax bill for 134 River St was $16,348, up 4% from the year before.

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionMiddleburgh Town
MunicipalityMiddleburgh Village
Unified School DistrictMiddleburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,348.00 (+4.01%)
2025$15,718.00$235,000 Land $18,700 Building $216,300$505,376 Land $40,215 Building $465,161
2023$235,000 (-) Land $18,700 Building $216,300$460,784 (+5.88%) Land $36,667 Building $424,117
2022$235,000 Land $18,700 Building $216,300$435,185 Land $34,630 Building $400,555
2021$4,354.00 (-68.68%)
2020$13,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 134 River St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 50 policies
Nearby Flood Policies50 in force
Nearby Flood Claims124 (1980–2021)
Claims Outside the SFHA11 of 124
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 73 claims
  • Severe Storms And Flooding, Apr 2005 · 23 claims
  • Flooding, Apr 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLEBURGH VILLAGE
serves 1,500 people · EPA ID NY4700096
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
MIDTEL
Fiber
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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