154 River St, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 154 River St, Middleburgh, NY 12122

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,115 sqft · built 1840
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,439 (2026)
Deeds & Mortgages	Nov 2024 Sale
Flood Zone	Zone AE (high risk)
APN	`433801 106.11-2-1`

Property Details

APN / Parcel Number

Primary APN	`433801 106.11-2-1`
Alternative APNs	`380110601100020010000000` `491A100070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,115 sqft Living Area
1st Floor Area	2,090 sqft
2nd Floor Area	1,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	130,680 sqft (3 acres)
Lot Width	300 ft Width
Pool Type	In-Ground Vinyl Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	491A100070
Street Address	154 RIVER ST
City	MIDDLEBURGH
State	NY
Zip	12122-6515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	MIDDLEBURGH
Census Block Group	5
Census Block	5012
Census Tract	740700

Owner

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	154 RIVER ST, MIDDLEBURGH, NY 12122-6515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 20, 2012
Transfer Doc	0000000932/000000025
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Nov 21, 2024
Property Address	154 RIVER ST, MIDDLEBURGH, NY 12122-6515
Document Number	001224/133
Book / Page	1224 / 133
Instrument Date	Nov 18, 2024
Instrument	827043
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 TYSEN ST, STATEN ISLAND, NY 10301-1120

Tax Assessment & Valuation

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Middleburgh Town
Municipality	Middleburgh Village
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,439.00 (+2.12%)
2025	$4,347.00 (+129.03%)	$65,000 (-) Land $18,000 Building $47,000	$139,785 (+9.68%) Land $38,710 Building $101,075
2023		$65,000 (-) Land $18,000 Building $47,000	$127,451 (+5.88%) Land $35,294 Building $92,157
2022		$65,000 Land $18,000 Building $47,000	$120,370 Land $33,333 Building $87,037
2021	$1,898.00 (-50.64%)
2020	$3,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	124 (1980–2021)
Claims Outside the SFHA	11 of 124
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 73 claims Severe Storms And Flooding, Apr 2005 · 23 claims Flooding, Apr 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURGH VILLAGE serves 1,500 people · EPA ID NY4700096
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MIDTEL Fiber	500 / 100
T-Mobile Fixed Wireless	100 / 20