128 River St, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 128 River St, Middleburgh, NY 12122

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,594 sqft · built 1850
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Oct 2018)
Tax Bill$8,987 (2026)
Deeds & MortgagesOct 2018 Sale
Flood ZoneZone AE (high risk)
APN433801 106.11-3-1

Property Details

APN / Parcel Number

Primary APN433801 106.11-3-1
Alternative APNs
  • 380110601100030010000000
  • 491A100363

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,594 sqft Living Area
1st Floor Area1,580 sqft
2nd Floor Area648 sqft
Upper Floors Area366 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area26,136 sqft (0.6 acres)
Lot Dimensions315 ft deep x 176 ft wide
Garage TypeMixed
Garage Area810 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area332 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number491A100363
Street Address128 RIVER ST
CityMIDDLEBURGH
StateNY
Zip12122-6515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeH
Legal Block3
Legal Lot Number1.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionMIDDLEBURGH
Census Block Group5
Census Block5012
Census Tract740700

Owner

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address41389 STATE HIGHWAY 10, DELHI, NY 13753-3200
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2018 · Amount on Record
Deed SaleOct 4, 2018 · Amount on Record
Prior SaleJul 7, 2014 · Amount on Record
Deed Document Number2018751237
Deed Book / Page1077 / 265
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateOct 4, 2018
Property Address128 RIVER ST, MIDDLEBURGH, NY 12122-6515
Document Number001077/265
Book / Page1077 / 265
Instrument DateOct 1, 2018
Instrument000000751237
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionMiddleburgh Town
MunicipalityMiddleburgh Village
Unified School DistrictMiddleburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,987.00 (+2.1%)
2025$8,802.00 (+261.03%)$131,600 (-) Land $14,200 Building $117,400$283,011 (+9.68%) Land $30,538 Building $252,473
2023$131,600 (-) Land $14,200 Building $117,400$258,039 (+5.88%) Land $27,843 Building $230,196
2022$131,600 Land $14,200 Building $117,400$243,704 Land $26,296 Building $217,408
2021$2,438.00 (-68.68%)
2020$7,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 50 policies
Nearby Flood Policies50 in force
Nearby Flood Claims124 (1980–2021)
Claims Outside the SFHA11 of 124
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 73 claims
  • Severe Storms And Flooding, Apr 2005 · 23 claims
  • Flooding, Apr 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLEBURGH VILLAGE
serves 1,500 people · EPA ID NY4700096
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
MIDTEL
Fiber
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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