Schoharie County and Middleburgh Town property record for 112 River St, Middleburgh, NY 12122
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,500 sqft · built 1960 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Dec 2005) |
| Tax Bill | $9,581 (2026) |
| Deeds & Mortgages | Jul 2025 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 433801 106.15-1-2 |
| Primary APN | 433801 106.15-1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,500 sqft Living Area |
| 1st Floor Area | 1,770 sqft |
| 2nd Floor Area | 1,730 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 60,984 sqft (1.4 acres) |
| Lot Width | 410 ft Width |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 292 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 491A100377 |
|---|---|
| Street Address | 112 RIVER ST |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-6512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | H |
| Legal Description | LIFE EST STEPHEN BUZON |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | MIDDLEBURGH |
| Census Block Group | 5 |
| Census Block | 5025 |
| Census Tract | 740700 |
Source: Schoharie County and Middleburgh Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 112 RIVER ST, MIDDLEBURGH, NY 12122-6512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Nov 3, 2023 | Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2005 · Amount on Record |
| Deed Sale | Dec 30, 2005 · Amount on Record |
| Deed Book / Page | 802 / 273 |
| Prior Transfer Date | May 15, 2001 |
| Prior Transfer Doc | 0694000200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 112 RIVER ST, MIDDLEBURGH, NY 12122-6512 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002121/52 |
|---|---|
| Date | Jul 17, 2025 |
| Book Page | 2121/52 |
| Instrument | 829271 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Nov 3, 2023 |
| Property Address | 112 RIVER ST, MIDDLEBURGH, NY 12122-6512 |
| Document Number | 001200/125 |
| Book / Page | 1200 / 125 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 823248 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 PURITAN DR, ROTTERDAM, NY 12306-3506 |
| Document Number | 0000823249 |
|---|---|
| Date | Nov 3, 2023 |
| Instrument | 823249 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Municipality | Middleburgh Village |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,581.00 (+2.1%) | ||
| 2025 | $9,384.00 (+33.3%) | $140,300 (-) Land $15,600 Building $124,700 | $301,720 (+5.38%) Land $33,548 Building $268,172 |
| 2024 | $7,040.00 (+280.13%) | $140,300 (+40.3%) Land $15,600 Building $124,700 | $286,327 (+46.03%) Land $31,837 Building $254,490 |
| 2023 | $100,000 (-) Land $15,600 Building $84,400 | $196,078 (+5.88%) Land $30,588 Building $165,490 | |
| 2022 | $100,000 Land $15,600 Building $84,400 | $185,185 Land $28,889 Building $156,296 | |
| 2021 | $1,852.00 (-68.69%) | ||
| 2020 | $5,915.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 124 (1980–2021) |
| Claims Outside the SFHA | 11 of 124 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBURGH VILLAGE serves 1,500 people · EPA ID NY4700096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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