Schenectady County and Schenectady City property record for 134 Front St, Schenectady, NY 12305
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 2,186 sqft · built 1984 |
| Lot Size | 0.111 acres (4,814 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Jan 2022) |
| Tax Bill | $5,347 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.55-3-15 |
| Primary APN | 421500 39.55-3-15 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,186 sqft Gross Area |
| Basement Area | 924 sqft |
| Unfinished Basement | 924 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 4,814 sqft (0.111 acres) |
| Lot Dimensions | 166 ft deep x 29 ft wide |
| Porch | Slab |
| Porch Area | 117 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 134 FRONT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1332 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 33500 |
Source: Schenectady County and Schenectady City records · APN 421500 39.55-3-15
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 575 BRONX RIVER RD, 4F, YONKERS, NY 10704-1748 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 06, 2020 | Warranty Deed, Transfer · Conventional Mortgage SEFCU MTG SVCS |
| Jun 23, 2017 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2022 · Amount on Record |
| Deed Sale | Jan 27, 2022 · Amount on Record |
| Prior Sale | Jun 23, 2017 · Amount on Record |
| Deed Document Number | 20224672 |
| Deed Book / Page | 2077 / 411 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 27, 2022 |
| Property Address | 134 FRONT ST, SCHENECTADY, NY 12305-1332 |
| Document Number | 0000004672 |
| Book / Page | 2077 / 411 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 202204672 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | NOT AVAILABLE, NARATHON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 MCGILLIS AVE, 12, LAKE GEORGE, NY 12845-1513 |
| Name | Verified Name |
|---|---|
| Address | 575 BRONX RIVER RD APT 4F, 4F, YONKERS, NY 10704-1748 |
| Document Number | 0000004673 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 202204673 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 06, 2020 |
| Property Address | 134 FRONT ST, SCHENECTADY, NY 12305-1332 |
| Document Number | 0000019286 |
| Book / Page | 002037 / 000530 |
| Instrument Date | May 12, 2020 |
| Instrument | 19286 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 29 CENTRAL AVE SARATOGA SPRINGS NY 128669209, SARATOGA SPRINGS, NY 12866-9209 |
| Document Number | 19289 |
|---|---|
| Date | Jul 06, 2020 |
| Book Page | 005001/000520 |
| Instrument | 19289 |
| Name | SEFCU MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 05, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 23, 2017 |
| Property Address | 134 FRONT ST, SCHENECTADY, NY 12305-1332 |
| Document Number | 0000028059 |
| Book / Page | 001965 / 000627 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 28059 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $620.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11241 ELLISON WILSON RD NORTH PALM BEACH FL 334083139, NORTH PALM BEACH, FL 33408-3139 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,347.00 (-1.78%) | $130,600 (-) Land $16,800 Building $113,800 | $216,261 (+30.82%) Land $27,819 Building $188,442 |
| 2023 | $130,600 (-) Land $16,800 Building $113,800 | $165,316 (+3.8%) Land $21,266 Building $144,050 | |
| 2022 | $130,600 Land $16,800 Building $113,800 | $159,268 Land $20,488 Building $138,780 | |
| 2021 | $5,444.00 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 individual policies |
| Nearby Flood Policies | 74 units insured incl. 30 condo units |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Redburn Infrastructure.
Based on FCC filings for 554 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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