Schenectady County and Schenectady City property record for 140 Front St, Schenectady, NY 12305 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,626 sqft · built 1880 |
| Lot Size | 0.132 acres (5,762 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Dec 2012) |
| Tax Bill | $7,531 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.55-3-18 |
| Primary APN | 421500 39.55-3-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,626 sqft Total Area |
| 1st Floor Area | 1,308 sqft |
| 2nd Floor Area | 1,318 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,762 sqft (0.132 acres) |
| Lot Dimensions | 186 ft deep x 30.9 ft wide |
| Porch | Slab |
| Porch Area | 360 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 140 FRONT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1304 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 18.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 33500 |
Source: Schenectady County and Schenectady City records · APN 421500 39.55-3-18
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 FRONT ST, SCHENECTADY, NY 12305-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 19, 2017 | Loan Modification, Mortgage · Conventional Mortgage FIFTH THIRD MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2012 · Amount on Record |
| Deed Sale | Dec 13, 2012 · Amount on Record |
| Prior Sale | Mar 20, 2008 · Amount on Record |
| Deed Document Number | 201253992 |
| Deed Book / Page | 1866 / 726 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 140 FRONT ST, SCHENECTADY, NY 12305-1304 |
| Document Number | 0000005910 |
| Instrument Date | Dec 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 140 FRONT ST SCHENECTADY NY 123051304, SCHENECTADY, NY 12305-1304 |
| Document Number | 0000005910 |
|---|---|
| Date | Feb 06, 2018 |
| Book Page | 004817/000689 |
| Instrument | 5910 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 05, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 140 FRONT ST, SCHENECTADY, NY 12305-1304 |
| Document Number | 0000005913 |
| Instrument Date | Dec 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 140 FRONT ST SCHENECTADY NY 123051304, SCHENECTADY, NY 12305-1304 |
| Document Number | 0000005913 |
|---|---|
| Date | Feb 06, 2018 |
| Book Page | 004817/000697 |
| Instrument | 5913 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 05, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,531.00 (+8.03%) | $152,400 (-) Land $22,900 Building $129,500 | $252,360 (+30.82%) Land $37,920 Building $214,440 |
| 2023 | $152,400 (-) Land $22,900 Building $129,500 | $192,911 (+3.8%) Land $28,987 Building $163,924 | |
| 2022 | $152,400 Land $22,900 Building $129,500 | $185,854 Land $27,927 Building $157,927 | |
| 2021 | $6,971.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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