130 Front St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 130 Front St, Schenectady, NY 12305

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,151 sqft · built 1890
Lot Size	0.1 acres (4,372 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jul 2025)
Tax Bill	$7,835 (2026)
Deeds & Mortgages	May 2023 Sale Feb 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 39.55-3-13`

Property Details

APN / Parcel Number

Primary APN	`421500 39.55-3-13`
Alternative APN	`150003905500030130000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,151 sqft Total Area
1st Floor Area	1,073 sqft
2nd Floor Area	1,078 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,372 sqft (0.1 acres)
Lot Dimensions	150 ft deep x 29 ft wide
Porch	Slab
Porch Area	72 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	130 FRONT ST
City	SCHENECTADY
State	NY
Zip	12305-1304
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	3
Legal Lot Number	13.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1004
Census Tract	33500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6 WASHINGTON AVE, SCHENECTADY, NY 12305-1317
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed, Transfer
Feb 28, 2018	Grant Deed, Transfer
Oct 4, 2017	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Prior Sale	Jul 17, 2024 · Amount on Record
Deed Document Number	202517174
Deed Book / Page	2153 / 322
Prior Transfer Date	Jun 28, 2024
Prior Transfer Doc	0000041736
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 17, 2023
Property Address	130 FRONT ST, SCHENECTADY, NY 12305-1304
Document Number	0000027875
Book / Page	2108 / 46
Instrument Date	May 5, 2023
Instrument	202327875
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905
Investor	Possibly a Property Investor

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 28, 2018
Property Address	130 FRONT ST, SCHENECTADY, NY 12305-1304
Document Number	0000009019
Book / Page	001982 / 000302
Instrument Date	Feb 28, 2018
Instrument	9019
Transaction Type	Transfer
Record Updated	Mar 9, 2018

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

October 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 4, 2017
Property Address	130 FRONT ST, SCHENECTADY, NY 12305-1304
Document Number	0000045263
Book / Page	001972 / 000707
Instrument Date	Oct 4, 2017
Instrument	45263
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	CITY HALL-105 JAY ST SCHENECTADY NY 12305, SCHENECTADY, NY 12305

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,835.00 (+63.98%)
2025	$4,778.00 (+427.96%)	$96,500 (-) Land $14,500 Building $82,000	$159,795 (+30.82%) Land $24,011 Building $135,784
2023		$96,500 (-) Land $14,500 Building $82,000	$122,152 (+3.8%) Land $18,354 Building $103,798
2022		$96,500 Land $14,500 Building $82,000	$117,683 Land $17,683 Building $100,000
2021	$905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 individual policies
Nearby Flood Policies	74 units insured incl. 30 condo units
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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