Schenectady County and Schenectady City property record for 131 Front St, Schenectady, NY 12305
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 2,835 sqft · built 1984 |
| Lot Size | 0.095 acres (4,125 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $107,000 (Jul 2002) |
| Tax Bill | $9,129 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.55-2-14 |
| Primary APN | 421500 39.55-2-14 |
|---|---|
| Alternative APN |
|
| Units | 5 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,835 sqft Gross Area |
| Basement Area | 1,134 sqft |
| Unfinished Basement | 1,134 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 4,125 sqft (0.095 acres) |
| Lot Dimensions | 125 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 212 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 131 FRONT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1329 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 33500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 NORTH ST, SCHENECTADY, NY 12305-1310 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2002 · Amount on Record |
| Deed Sale | Jul 5, 2002 · Amount on Record |
| Prior Sale | Sep 10, 1998 · Amount on Record |
| Deed Book / Page | 1628 / 121 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 23, 2022 |
| Property Address | 131 FRONT ST, SCHENECTADY, NY 12305-1329 |
| Document Number | 0000033189 |
| Book / Page | 2087 / 155 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 202233189 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3109, SCHENECTADY, NY 12303-0109 |
| Name | Verified Name |
|---|---|
| Address | 123 FRONT ST, SCHENECTADY, NY 12305-1321 |
| Document Number | 0000033190 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 202233190 |
| Name | ROBERT GARBELLANO |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,129.00 (+7.91%) | $154,300 (-) Land $14,400 Building $139,900 | $255,506 (+30.82%) Land $23,845 Building $231,661 |
| 2023 | $154,300 (-) Land $14,400 Building $139,900 | $195,316 (+3.8%) Land $18,228 Building $177,088 | |
| 2022 | $154,300 Land $14,400 Building $139,900 | $188,171 Land $17,561 Building $170,610 | |
| 2021 | $8,460.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 individual policies |
| Nearby Flood Policies | 74 units insured incl. 30 condo units |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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