1332 Ridge St, Naples, FL 34103 Property Records

Collier County property record for 1332 Ridge St, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	1,626 sqft · built 2008
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$427,500 (Nov 2018)
Tax Bill	$4,962 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`603700 1254A22`

Property Details

APN / Parcel Number

Primary APN	`603700 1254A22`
Alternative APN	`71021820007`

Interior

Stories	2 Stories
Building Area	1,626 sqft Living Area
1st Floor Area	1,626 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Pool Area	220 sqft
Deck Area	144 sqft

Location & Zoning

Street Address	1332 RIDGE ST
City	NAPLES
State	FL
Zip	34103-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	ROSEMARY HGTS ADD LOT 125
Legal Range	25
Legal Township	49
Legal Section	22
Legal Subdivision	ROSEMARY HEIGHTS ADDITION
Legal Tract	603700
Legal Block	2
Legal Lot Number	125
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2009
Census Tract	10300

Owner

1332 Ridge St is owned and occupied by two individuals who bought it in November 2018.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1332 RIDGE ST, NAPLES, FL 34103-4210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 21, 2018	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on File
Deed Sale	Nov 21, 2018 · Amount on File
Prior Sale	Aug 5, 2015 · Amount on File
Deed Document Number	20185639973
Deed Book / Page	5574 / 715
Prior Transfer Date	May 11, 2010
Prior Transfer Doc	0045653475
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1332 RIDGE ST, NAPLES, FL 34103-4210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1332 RIDGE ST, NAPLES, FL 34103-4210

Mortgage

Document Number	0058630063
Date	Dec 18, 2020
Book Page	5863/63
Instrument	5971880

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 21, 2018
Property Address	1332 RIDGE ST, NAPLES, FL 34103-4210
Document Number	0055740715
Book / Page	5574 / 0715
Map Reference	MB1 PG78
Instrument Date	Nov 20, 2018
Instrument	5639973
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,992.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 RIVER POINT DR APT 540, 800, NAPLES, FL 34102-3475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1332 RIDGE ST, NAPLES, FL 34103-4210

Mortgage

Document Number	0005639974
Date	Nov 21, 2018
Instrument	5639974

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1332 Ridge St was $4,962 with a homeowner's exemption, up 2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,452 (+2.7%)	$609,834 (-11.79%) Land $288,563 Building $321,271
2025	$4,962.00 (+1.99%) Homeowner's exemption	$424,978	$691,308 Land $356,400 Building $334,908
2024	$4,865.00 (+0.79%)
2023	$4,827.00 (-1.87%) Homeowner's exemption	$400,972 (+3%)	$594,181 (+5.91%) Land $266,625 Building $327,556
2022	$4,919.00 Homeowner's exemption	$389,293	$561,005 Land $212,625 Building $348,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1332 Ridge St in Zone X, an area of moderate flood risk, though there have been 13 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 units insured incl. 30 condo units
Nearby Flood Claims	13 (1995–2022)
Claims Outside the SFHA	11 of 13
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1332 Ridge St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Summit Broadband, Verizon.

Nearby Properties on Ridge St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures