1320 Ridge St, Naples, FL 34103 Property Records

Collier County property record for 1320 Ridge St, Naples, FL 34103

Property Summary

Property TypeSingle Family Home
Details1,318 sqft · built 1957
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$575,000 (Jul 2024)
Tax Bill$6,180 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN603700 1194A22

Property Details

APN / Parcel Number

Primary APN603700 1194A22
Alternative APNs
  • 710216800011358001194
  • 71021680001

Interior

Stories1 Story
Building Area1,318 sqft Living Area
1st Floor Area826 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2000
Construction TypeWood
Lot Area6,534 sqft (0.15 acres)
Deck Area130 sqft

Location & Zoning

Street Address1320 RIDGE ST
CityNAPLES
StateFL
Zip34103-4210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-4
Legal DescriptionROSEMARY HGTS ADD LOT 119
Legal Range25
Legal Township49
Legal Section22
Legal SubdivisionROSEMARY HEIGHTS ADDITION
Legal Tract603700
Legal Block2
Legal Lot Number119
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2009
Census Tract10300

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1868 VERONA CT, NAPLES, FL 34109-7120
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2024 · Amount on Record
Deed SaleJul 17, 2024 · Amount on Record
Prior SaleOct 17, 2018 · Amount on Record
Deed Document Number20246572245
Deed Book / Page6381 / 2265
Prior Transfer DateDec 15, 2005
Prior Transfer Doc0039520691
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 17, 2018
Property Address1320 RIDGE ST, NAPLES, FL 34103-4210
Document Number0055630301
Book / Page5563 / 0301
Map ReferenceMB 1 PG78
Instrument DateOct 10, 2018
Instrument5625658
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyBRYANT TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,603.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1733 COURTYARD WAY APT 103, 1733, NAPLES, FL 34112-5369

Transferred To (Grantee/Buyer)

NameVerified Name
Address1412 N CRESCENT HEIGHTS BLVD APT 202, 202, WEST HOLLYWOOD, CA 90046-4585

Mortgage

Document Number0005625659
DateOct 17, 2018
Instrument5625659
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$381,901 (-25.67%) Land $288,563 Building $93,338$381,901 (-25.67%) Land $288,563 Building $93,338
2025$6,180.00 (+52.1%)$513,801 (+146.13%) Land $356,400 Building $157,401$513,801 (+62.61%) Land $356,400 Building $157,401
2024$4,063.00 (+7.37%)
2023$3,784.00 (+5.82%)$208,754 (+1%)$315,971 (+19.49%) Land $266,625 Building $49,346
2022$3,576.00$189,776$264,431 Land $212,625 Building $51,806

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 units insured
incl. 30 condo units
Nearby Flood Claims13 (1995–2022)
Claims Outside the SFHA11 of 13
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Summit Broadband, Verizon.

Nearby Properties on Ridge St

Nearby Streets

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