1441 Ridge St, Naples, FL 34103 Property Records

Collier County property record for 1441 Ridge St, Naples, FL 34103

Property Summary

Property Type	Commercial
Details	3,664 sqft · built 1993
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on File
Last Sale	$1,500,000 (Aug 2025)
Tax Bill	$13,955 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2022 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`591700 14A22`

Property Details

APN / Parcel Number

Primary APN	`591700 14A22`
Alternative APNs	`6954000005113287514` `69540000051`

Interior

Stories	1 Story
Building Area	3,664 sqft Gross Area
1st Floor Area	3,664 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	20,909 sqft (0.48 acres)

Location & Zoning

Street Address	1441 RIDGE ST
City	NAPLES
State	FL
Zip	34103-4211
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-1
Legal Description	RIDGE COMMERCIAL LOT 1 OR 1867 PG 1969
Legal Range	25
Legal Township	49
Legal Section	22
Legal Subdivision	RIDGE COMMERCIAL
Legal Tract	591700
Legal Block	2
Legal Lot Number	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2000
Census Tract	10300

Owner

1441 Ridge St, a commercial property, is owned by a company that bought it in August 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	1441 RIDGE ST, NAPLES, FL 34103-4211
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage ALECKO LENDING I LLC
Jan 26, 2022	Warranty Deed, Transfer GREY STREET TITLE COMPANY, GREY STREET TITLE CO
Apr 1, 2020	Deed of Trust, Mortgage BMO HARRIS BANK N A
Mar 26, 2020	Deed of Trust, Mortgage BMO HARRIS BK NA
Jan 9, 2018	Warranty Deed, Transfer · Commercial Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2025 · Amount on File
Deed Sale	Aug 4, 2025 · Amount on File
Prior Sale	Jan 26, 2022 · Amount on File
Deed Document Number	20256714051
Deed Book / Page	6495 / 1674
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1441 RIDGE ST, NAPLES, FL 34103-4211
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 CORDILLERA WAY, EDWARDS, CO 81632-6290

Mortgage

Document Number	0062033329
Date	Jan 4, 2023
Book Page	6203/3329
Instrument	6347089

Lender

Name	ALECKO LENDING I LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60607

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Dec 30, 2023

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 26, 2022
Property Address	1441 RIDGE ST, NAPLES, FL 34103-4211
Document Number	0060752615
Book / Page	6075 / 2615
Map Reference	MB 21 PG 73
Instrument Date	Jan 20, 2022
Instrument	6195210
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	GREY STREET TITLE COMPANY, GREY STREET TITLE CO

Transaction

Amount	Amount on Record
Tax	$11,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1441 RIDGE ST, 1441, NAPLES, FL 34103-4211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 CORDILLERA WAY, EDWARDS, CO 81632-6290

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1441 RIDGE ST, NAPLES, FL 34103-4211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057461679
Date	Apr 1, 2020
Book Page	5746/1679
Instrument	5850387

Lender

Name	BMO HARRIS BANK N A
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1441 RIDGE ST, NAPLES, FL 34103-4211
Document Number	0057461718
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1441 RIDGE ST NAPLES FL 341034211, NAPLES, FL 34103-4211

Mortgage

Document Number	0057461718
Date	Apr 1, 2020
Book Page	005746/001718
Instrument	5850389

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	777 S FLAGLER DR # 140E, WEST PALM BEACH, FL 33401-6139

Agreement

Amount	Amount on Record

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 9, 2018
Property Address	1441 RIDGE ST, NAPLES, FL 34103-4211
Document Number	0054660027
Book / Page	5466 / 0027
Map Reference	MB21 PG73
Instrument Date	Jan 5, 2018
Instrument	5493767
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1441 RIDGE ST, 1441, NAPLES, FL 34103-4211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 DAVID BLVD 200, 200, NAPLES, FL 34104-4370

Mortgage

Document Number	0005493768
Date	Jan 9, 2018
Instrument	5493768

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1441 Ridge St was $13,955, up 15.7% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,276,584 (+16.97%) Land $747,613 Building $528,971	$1,276,584 (-3.7%) Land $747,613 Building $528,971
2025	$13,955.00 (+15.67%)	$1,091,387	$1,325,665 Land $780,875 Building $544,790
2024	$12,065.00 (-6.01%)
2023	$12,836.00 (+19.32%)	$1,046,569 (+88.49%) Land $622,483 Building $424,086	$1,046,569 (-3.95%) Land $622,483 Building $424,086
2022	$10,758.00	$555,225	$1,089,564 Land $532,199 Building $557,365

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1441 Ridge St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 units insured incl. 30 condo units
Nearby Flood Claims	13 (1995–2022)
Claims Outside the SFHA	11 of 13
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1441 Ridge St is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Summit Broadband, Verizon.

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