1324 Ridge St, Naples, FL 34103 Property Records

Collier County property record for 1324 Ridge St, Naples, FL 34103

Property Summary

Property TypeSingle Family Home
Details1,720 sqft · built 1952
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Aug 2026)
Tax Bill$3,200 (2025)
Deeds & MortgagesAug 2026 Sale
Flood ZoneZone X (moderate risk)
APN603700 1214A22

Property Details

APN / Parcel Number

Primary APN603700 1214A22
Alternative APN
  • 71021720000

Interior

Stories1 Story
Building Area1,720 sqft Living Area
1st Floor Area1,720 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1980
Construction TypeWood
Lot Area6,534 sqft (0.15 acres)
Deck Area148 sqft

Location & Zoning

Street Address1324 RIDGE ST
CityNAPLES
StateFL
Zip34103-4210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-4
Legal DescriptionROSEMARY HGTS ADD LOT 121
Legal Range25
Legal Township49
Legal Section22
Legal SubdivisionROSEMARY HEIGHTS ADDITION
Legal Tract603700
Legal Block2
Legal Lot Number121
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2009
Census Tract10300

Owner

1324 Ridge St is owned and occupied by an individual who bought it in August 2026.

Source: Collier County records, as of August 28, 2026

Owner of RecordIndividual Name on File
Mailing Address2332 JACKSON AVE, NAPLES, FL 34112-4613
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2026 · Amount on File
Deed SaleAug 18, 2026 · Amount on File
Prior SaleJun 15, 2000 · Amount on File
Deed Document Number20266863970
Deed Book / Page6620 / 3392
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateAug 18, 2026
Property Address1324 RIDGE ST, NAPLES, FL 34103-4210
Document Number0006863970
Book / Page6620 / 3392
Instrument DateJul 30, 2026
Instrument20266863970
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyROYAL GULF TITLE LLC, ROYAL GULF TITLE

Transaction

AmountAmount on Record
Tax$304,010.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2332 JACKSON AVE, NAPLES, FL 34112-4613

Tax Assessment & Valuation

The 2025 property tax bill for 1324 Ridge St was $3,200 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,001 (+2.7%)$397,864 (-14.39%) Land $288,563 Building $109,301
2025$3,200.00 Homeowner's exemption$239,534$464,734 Land $356,400 Building $108,334
2023$3,110.00 (-0.99%) Homeowner's exemption$226,003 (+3%)$374,281 (+13.32%) Land $266,625 Building $107,656
2022$3,141.00 Homeowner's exemption$219,420$330,284 Land $212,625 Building $117,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1324 Ridge St in Zone X, an area of moderate flood risk, though there have been 13 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 units insured
incl. 30 condo units
Nearby Flood Claims13 (1995–2022)
Claims Outside the SFHA11 of 13
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 Ridge St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Summit Broadband, Verizon.

Nearby Properties on Ridge St

Nearby Streets

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