1331 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 1331 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,893 sqft · built 2020
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,200 (Aug 2022)
Tax Bill	$4,371 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5060-0294-0300`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5060-0294-0300`
Alternative APNs	`00252292` `252292`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,893 sqft Living Area
Gross Area	2,358 sqft
1st Floor Area	1,893 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00252292
Street Address	1331 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-6068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 6 BLK 294 LOT 30
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 6
Legal Block	294
Legal Lot Number	30
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1001
Census Tract	41402

Owner

Source: Hernando County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1331 WATERFALL DR, SPRING HILL, FL 34608-6068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Apr 8, 2026	Deed of Trust · Line of Credit NEW AMERICAN FUNDING
Aug 17, 2022	Intrafamily Transfer, Transfer
Oct 28, 2020	Deed of Trust, Mortgage · VA Mortgage FBC MORTGAGE LLC
Aug 17, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 21, 2020	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FBC MORTGAGE LLC
Jun 18, 2019	Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC
Apr 12, 2019	Warranty Deed, Transfer TITLE CTRS/AMERICA, TITLECORP/AMERICA LLC
Apr 12, 2019	Warranty Deed, Transfer TITLE CTRS/AMERICA, TITLECORP/AMERICA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Feb 21, 2020 · Amount on Record
Deed Document Number	202262450
Deed Book / Page	4209 / 893
Prior Transfer Date	Jun 30, 2021
Prior Transfer Doc	0042090895
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Apr 8, 2026
Property Address	1331 WATERFALL DR, SPRING HILL, FL 34608-6068
Document Number	0046920710
Book / Page	4692 / 710
Instrument Date	Mar 27, 2026
Instrument	202622894
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 WATERFALL DR, SPRING HILL, FL 34608-6068

Mortgage

Document Number	0000022894,
Date	Apr 8, 2026
Book Page	4692/710
Instrument	202622894

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2046

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Apr 8, 2026
Property Address	1331 WATERFALL DR, SPRING HILL, FL 34608-6068
Document Number	0000022894
Book / Page	4692 / 710
Instrument Date	Mar 27, 2026
Instrument	2026.22894
Record Updated	May 4, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 WATERFALL DR, SPRING HILL, FL 34608-6068

Mortgage

Document Number	0000022894,
Date	Apr 8, 2026
Book Page	4692/710
Instrument	2026.22894

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2046

Interest

Rate	5.98%
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Aug 17, 2022
Property Address	1331 WATERFALL DR, SPRING HILL, FL 34608-6068
Document Number	0042090895
Book / Page	4209 / 895
Map Reference	MB 9 PG 1-10
Instrument Date	Jun 30, 2022
Instrument	2022062451
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1331 WATERFALL DR, 1331, SPRING HILL, FL 34608-6068

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1331 WARERFALL DR, SPRING HILL, FL 34608-6068

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1331 WATERFALL DR, SPRING HILL, FL 34608-6068
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 WATERFALL DR, SPRING HILL, FL 34608-6068

Mortgage

Document Number	0039050287
Date	Oct 28, 2020
Book Page	3905/287
Instrument	2020067448

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 17, 2022
Property Address	1331 WATERFALL DR, SPRING HILL, FL 34608-6068
Document Number	0042090893
Book / Page	4209 / 893
Instrument Date	Jun 8, 2021
Instrument	2022062450
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Amount	Amount Recorded
Tax	$876.40
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1331 WATERFALL DR, 1331, SPRING HILL, FL 34608-6068

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1331 WATERFALL DR, SPRING HILL, FL 34608-6068

February 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 21, 2020
Property Address	1331 WATERFALL DR, SPRING HILL, FL 34608-6068
Document Number	0038090625
Book / Page	3809 / 625
Map Reference	MB 8 PG 1-10
Instrument Date	Jan 31, 2020
Instrument	2020011392
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2021
Title Company	STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,352.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 WATERFALL DR, SPRING HILL, FL 34608-6068

Mortgage

Document Number	38090626
Date	Feb 21, 2020
Instrument	3809/0626

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 18, 2019
Property Address	1331 WATERFALL DR, SPRING HILL, FL 34608-6068
Document Number	0037160600
Book / Page	003716 / 000600
Instrument Date	Jun 7, 2019
Instrument	37547
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 12, 2019
Property Address	1331 WATERFALL DR, SPRING HILL, FL 34608-6068
Document Number	0036911577
Book / Page	003691 / 001577
Instrument Date	Mar 15, 2019
Instrument	22693
Transaction Type	Transfer
Record Updated	May 27, 2019
Title Company	TITLE CTRS/AMERICA, TITLECORP/AMERICA LLC

Transaction

Amount	Amount Recorded
Tax	$91.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23110 STATE ROAD 54 #306 LUTZ FL 335496933, 306, LUTZ, FL 33549-6933
Investor	Possibly a Property Investor

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 12, 2019
Property Address	1331 WATERFALL DR, SPRING HILL, FL 34608-6068
Document Number	0036911575
Book / Page	003691 / 001575
Instrument Date	Mar 12, 2019
Instrument	22692
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	TITLE CTRS/AMERICA, TITLECORP/AMERICA LLC

Transaction

Amount	Amount Recorded
Tax	$63.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	92 SW 3RD ST #1608 MIAMI FL 331303078, 1608, MIAMI, FL 33130-3078

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,371.00 (+16.84%)	$297,225 (+3.94%) Land $31,700 Building $265,525	$297,225 (+3.94%) Land $31,700 Building $265,525
2023		$285,951 Land $30,936 Building $255,015
2022	$3,741.00		$285,951 Land $29,100 Building $256,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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