Hernando County property record for 1346 Waterfall Dr, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,292 sqft · built 1978 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jun 2024) |
| Tax Bill | $2,139 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage May 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5070-0337-0050 |
| Primary APN | R32-323-17-5070-0337-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 204 sqft |
| Utility Building | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00477488 |
|---|---|
| Street Address | 1346 WATERFALL DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-6069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 7 BLK 337 LOT 5 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 26 |
| Legal Subdivision | SPRING HILL UN 7 |
| Legal Block | 337 |
| Legal Lot Number | 5 |
| Legal Unit | 7 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 41402 |
Source: Hernando County records · APN R32-323-17-5070-0337-0050
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1346 WATERFALL DR, SPRING HILL, FL 34608-6069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 30, 2019 | Warranty Deed, Transfer NORTH AMERICAN TITLE |
| Oct 24, 2017 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2024 · Amount on Record |
| Deed Sale | Jun 20, 2024 · Amount on Record |
| Prior Sale | Jun 30, 2020 · Amount on Record |
| Deed Document Number | 2024037021 |
| Deed Book / Page | 4436 / 353 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 30, 2020 |
| Property Address | 1346 WATERFALL DR, SPRING HILL, FL 34608-6069 |
| Document Number | 0038570053 |
| Book / Page | 3857 / 53 |
| Map Reference | MB 8 PG 11-24 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 2020039111 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 654 WINTHROP DR, 654, SPRING HILL, FL 34609-2037 |
| Name | Verified Name |
|---|---|
| Address | 1346 WATERFALL DR, SPRING HILL, FL 34608-6069 |
| Document Number | 385755 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 3857/55 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 30, 2019 |
| Property Address | 1346 WATERFALL DR, SPRING HILL, FL 34608-6069 |
| Document Number | 0037090828 |
| Book / Page | 003709 / 000828 |
| Instrument Date | May 20, 2019 |
| Instrument | 33402 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $875.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1346 WATERFALL DR SPRING HILL FL 346086069, SPRING HILL, FL 34608-6069 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 1346 WATERFALL DR, SPRING HILL, FL 34608-6069 |
| Document Number | 0035210386 |
| Book / Page | 003521 / 000386 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Title Company | HOMES AND LAND TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1346 WATERFALL DR SPRING HILL FL 346086069, SPRING HILL, FL 34608-6069 |
| Document Number | 0035210386 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 003521/000386 |
| Instrument | 61767 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,139.00 (+87.14%) Additional exemption filed | $189,312 (+64.82%) Land $38,000 Building $151,312 | $189,312 (+13.26%) Land $38,000 Building $151,312 |
| 2023 | $114,860 (+3%) Land $114,860 | ||
| 2022 | $1,143.00 Homeowner's exemption | $111,515 | $167,145 Land $30,000 Building $137,145 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 245 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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