1349 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 1349 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,959 sqft · built 1988
Lot Size	0.284 acres (12,366 sqft)
Owner	Individual Name on Record
Last Sale	$219,900 (Apr 2020)
Tax Bill	$3,756 (2025)
Deeds & Mortgages	Aug 2025 Sale Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5060-0294-0320`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5060-0294-0320`
Alternative APNs	`00252318` `252318`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,959 sqft Living Area
Gross Area	2,707 sqft
1st Floor Area	1,959 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,366 sqft (0.284 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	286 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00252318
Street Address	1349 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-6068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 6 BLK 294 LOT 32
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 6
Legal Block	294
Legal Lot Number	32
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1001
Census Tract	41402

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1349 WATERFALL DR, SPRING HILL, FL 34608-6068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Warranty Deed, Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC
Apr 13, 2020	Warranty Deed, Transfer · Conventional Mortgage E LOANS MORTGAGE INC
Dec 18, 2019	Deed of Trust, Mortgage · Line of Credit KAREN ALLEN
Jun 19, 2018	Warranty Deed, Transfer TITLE US LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	202023029
Deed Book / Page	3828 / 1275
Prior Transfer Date	Nov 27, 2007
Prior Transfer Doc	0025160077
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 6, 2025
Property Address	1349 WATERFALL DR, SPRING HILL, FL 34608-6068
Document Number	0045940472
Book / Page	4594 / 472
Map Reference	MB 8 PG 1-10
Instrument Date	Jul 31, 2025
Instrument	2025054603
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Tax	$476.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	446 WATERFALL DR, SPRING HILL, FL 34608-6867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 SW 34TH AVE STE 101A, 101A, OCALA, FL 34474-4438

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 13, 2020
Property Address	1349 WATERFALL DR, SPRING HILL, FL 34608-6068
Document Number	0038281275
Book / Page	3828 / 1275
Map Reference	MB 8 PG 1-10
Instrument Date	Apr 9, 2020
Instrument	2020023029
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	HOMES & LAND TTL SVCS OF HER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,539.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 11430, SPRING HILL, FL 34610-0430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1349 WATERFALL DR, SPRING HILL, FL 34608-6068

Mortgage

Document Number	38281276
Date	Apr 13, 2020
Instrument	3828/1276

Lender

Name	E LOANS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1349 WATERFALL DR, SPRING HILL, FL 34608-6068
Document Number	0037920319
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1349 WATERFALL DR SPRING HILL FL 346086068, SPRING HILL, FL 34608-6068

Mortgage

Document Number	0037920319
Date	Jan 6, 2020
Book Page	003792/000319
Instrument	639

Lender

Name	KAREN ALLEN
Address	7050 W PALMETTO PARK RD # 343, BOCA RATON, FL 33433-3426

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 5, 2025

Interest

Rate Type	Adjustable Rate
Rate	18%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 19, 2018
Property Address	1349 WATERFALL DR, SPRING HILL, FL 34608-6068
Document Number	0035941909
Book / Page	003594 / 001909
Instrument Date	May 16, 2018
Instrument	37379
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	TITLE US LLC

Transaction

Amount	Amount Recorded
Tax	$1,294.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 ADELINE DR WESTMINSTER MD 211574760, WESTMINSTER, MD 21157-4760

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,756.00 (+23.55%) Homeowner's exemption	$254,088 (+5.99%)	$261,054 (+3.45%) Land $37,716 Building $223,338
2023		$239,735 (+3%) Land $26,336 Building $213,399
2022	$3,040.00 Homeowner's exemption	$232,752 Land $26,092 Building $206,660	$252,347 Land $34,625 Building $217,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Waterfall Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures