1307 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 1307 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,010 sqft · built 1978
Lot Size	0.242 acres (10,555 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (May 2021)
Tax Bill	$2,235 (2025)
Deeds & Mortgages	May 2021 Second Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5060-0294-0270`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5060-0294-0270`
Alternative APNs	`00252265` `252265`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,010 sqft Living Area
Gross Area	1,496 sqft
1st Floor Area	1,010 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1987
Exterior Material	Block/Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,555 sqft (0.242 acres)
Lot Dimensions	125 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	150 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00252265
Street Address	1307 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-6068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 6 BLK 294 LOT 27
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 6
Legal Block	294
Legal Lot Number	27
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1001
Census Tract	41402

Owner

Source: Hernando County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1307 WATERFALL DR, SPRING HILL, FL 34608-6068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
May 24, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage ACCEPTANCE CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	202138325
Deed Book / Page	4002 / 644
Prior Transfer Date	Oct 29, 2007
Prior Transfer Doc	0025231573
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1307 WATERFALL DR, SPRING HILL, FL 34608-6068
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040020658
Date	May 24, 2021
Book Page	4002/658
Instrument	2021038327

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 24, 2021
Property Address	1307 WATERFALL DR, SPRING HILL, FL 34608-6068
Document Number	0040020644
Book / Page	4002 / 644
Map Reference	MB 8 PG 1-10
Instrument Date	May 10, 2021
Instrument	2021038325
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	PRECISION TITLE/SUNCOAST INC, PRECISION TTL OF SUNCOAST IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1307 WATERFALL DR, 1307, SPRING HILL, FL 34608-6068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6152 7TH AVE, NEW PORT RICHEY, FL 34653-5208

Mortgage

Document Number	4002646
Date	May 24, 2021
Instrument	4002/646

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 2, 2019
Property Address	1307 WATERFALL DR, SPRING HILL, FL 34608-6068
Document Number	0037231296
Book / Page	3723 / 1296
Map Reference	MB 8 PG 1-10
Instrument Date	Jun 24, 2019
Instrument	2019041346
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9331 ELIDA RD, 9331, SPRING HILL, FL 34608-4746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 WATERFALL DR, SPRING HILL, FL 34608-6068

Mortgage

Document Number	0037231298
Date	Jul 2, 2019
Instrument	3723/1298

Lender

Name	ACCEPTANCE CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,235.00 (+47.72%) Homeowner's exemption	$147,544 (+5.99%)	$153,491 (+3.56%) Land $32,193 Building $121,298
2023		$139,210 (+3%) Land $24,758 Building $114,452
2022	$1,513.00 Homeowner's exemption	$135,155 Land $22,271 Building $112,884	$148,211 Land $29,554 Building $118,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Waterfall Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures