1331 Independence Way, Vista, CA 92084 Property Records

San Diego County property record for 1331 Independence Way, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,902 sqft · built 1991
Lot Size	0.476 acres (20,746 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Aug 2010)
Tax Bill	$8,616 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`174-112-44-00`

Property Details

APN / Parcel Number

Primary APN	`174-112-44-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,902 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	20,746 sqft (0.476 acres)
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	1331 INDEPENDENCE WAY
City	VISTA
State	CA
Zip	92084-4163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	PAR B TR PM15880
Legal Subdivision	PARCEL MAP NO 15880
Legal Tract	15880
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1008
Census Tract	19210

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1331 INDEPENDENCE WAY, VISTA, CA 92084-4163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2010 · Amount on Record
Deed Sale	Aug 10, 2010 · Amount on Record
Prior Sale	Oct 14, 2003 · Amount on Record
Deed Document Number	2010409465
Last Transfer Date	Aug 27, 2012
Transfer Doc	0000591652
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1331 INDEPENDENCE WAY, VISTA, CA 92084-4163
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALATLANTIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 INDEPENDENCE WAY, VISTA, CA 92084-4163

Mortgage

Document Number	0000789904
Date	Dec 9, 2020
Instrument	2020-0789904

Lender

Name	RECOVCO MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$713,012 (+2%) Land $231,239 Building $481,773
2025	$8,616.00 (+7.88%) Homeowner's exemption	$699,032 (+4.04%) Land $226,705 Building $472,327
2023	$7,987.00 (+0.25%) Homeowner's exemption	$671,889 Land $217,902 Building $453,987
2022	$7,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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