1319 Independence Way, Vista, CA 92084 Property Records

San Diego County property record for 1319 Independence Way, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,604 sqft · built 1989
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$1,115,000 (Sep 2023)
Tax Bill	$13,645 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`174-112-41-00`

Property Details

APN / Parcel Number

Primary APN	`174-112-41-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,604 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Mediterranean
Exterior Material	Stucco
Roof Material	Tile
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1319 INDEPENDENCE WAY
City	VISTA
State	CA
Zip	92084-4163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	PAR A TR PM15060
Legal Subdivision	PARCEL MAP #15060 PRCL A
Legal Tract	15060
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1008
Census Tract	19210

Owner

1319 Independence Way is owned and occupied by two individuals who bought it in September 2023.

Source: San Diego County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1319 INDEPENDENCE WAY, VISTA, CA 92084-4163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Sep 21, 2023	Grant Deed, Transfer · Conventional Mortgage PAVIA FINANCIAL SERVICES INC
Feb 28, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on File
Deed Sale	Sep 21, 2023 · Amount on File
Prior Sale	May 28, 1993 · Amount on File
Deed Document Number	2023257044
Prior Transfer Date	Aug 2, 2023
Prior Transfer Doc	0000215563
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2026
Property Address	1319 INDEPENDENCE WAY, VISTA, CA 92084-4163
Document Number	0000274058
Instrument Date	Sep 12, 2026
Instrument	2026274058
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1319 INDEPENDENCE WAY, VISTA, CA 92084-4163

Mortgage

Document Number	0000274058,
Date	Sep 21, 2026
Instrument	2026274058

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2023
Property Address	1319 INDEPENDENCE WAY, VISTA, CA 92084-4163
Document Number	0000257044
Map Reference	FILE 87-690129
Instrument Date	Aug 25, 2023
Instrument	2023-0257044
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1319 INDEPENDENCE WAY, VISTA, CA 92084-4163

Mortgage

Document Number	0000257045
Date	Sep 21, 2023
Instrument	2023-0257045

Lender

Name	PAVIA FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2017
Property Address	1319 INDEPENDENCE WAY, VISTA, CA 92084-4163
Document Number	0000094210
Instrument Date	Feb 21, 2017
Instrument	94210
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1319 INDEPENDENCE WAY VISTA CA 920844163, VISTA, CA 92084-4163

Tax Assessment & Valuation

The 2025 property tax bill for 1319 Independence Way was $13,645.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,160,046 (+2%) Land $790,704 Building $369,342
2025	$13,645.00	$1,137,300 Land $775,200 Building $362,100
2023	$2,606.00 (+0.19%)	$167,331 Land $64,777 Building $102,554
2022	$2,601.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1319 Independence Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1319 Independence Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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