105 Lake Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 105 Lake Dr, Tool, TX 75143

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,688 sqft · built 1986
OwnerIndividual Name on Record
Tax Bill$2,993 (2023)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2030-0001-0540-54

Property Details

APN / Parcel Number

Primary APN2030-0001-0540-54
Alternative APNs
  • R000025090
  • 232539

Interior

Full Baths1 Bath
Building Area1,688 sqft Living Area
Gross Area2,370 sqft
1st Floor Area1,435 sqft
2nd Floor Area253 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Dimensions185 ft deep x 85 ft wide
Garage TypeMixed
Garage Area682 sqft
CarportCarport
Carport Area396 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch
Porch Area195 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR000025090
Old Parcel Number2030.0001.0540.54
Street Address105 LAKE DR
CityTOOL
StateTX
Zip75143-8456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 54 AB 841 D O WILLIAMS SUR, ARNOLD HILLS SUBD, BLK 1 LT 54, B/49
Legal SubdivisionARNOLD HILLS (369)
Legal Block1
Legal Lot Number54
JurisdictionHENDERSON TX
Township / Civil DivisionCEDAR CREEK LAKE
Census Block Group1
Census Block1009
Census Tract950801

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 LAKE DR, TOOL, TX 75143-8456
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2007
Deed SaleNov 26, 2007
Deed Document Number20880
Record UpdatedJun 7, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address105 LAKE DR, TOOL, TX 75143-8456
Transaction TypeMortgage
Record UpdatedJun 8, 2021
Title CompanyPRIMA TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100008789
DateMay 11, 2021
Instrument2021-00008789
Lender
NameASPIRE BANK
TypeFunding / Finance Company
AddressDALLAS, TX 75244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
MunicipalityTool City
Unified School DistrictMabank Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,993.00 (-21.67%) Homeowner's exemption$218,793 Land $15,000 Building $352,033$367,033 Land $15,000 Building $352,033
2022$3,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CEDAR CREEK MUD
serves 24,414 people · EPA ID TX1070190
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100

May also be available: Conquest Wireless.

Nearby Properties on Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number