13291 Oak Ranch Ln, Chico, CA 95973 Property Records

Butte County property record for 13291 Oak Ranch Ln, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,335 sqft · built 1990
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Mar 2021)
Tax Bill	$7,750 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`007-550-028-000`

Property Details

APN / Parcel Number

Primary APN	`007-550-028-000`
Alternative APN	`007-550-028`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,335 sqft Living Area
1st Floor Area	2,335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Wood
Lot Area	43,996 sqft
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	007-550-028
Street Address	13291 OAK RANCH LN
City	CHICO
State	CA
Zip	95973-9273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Description	LOT 28 STONYBROOK ESTATES SUB
Legal Subdivision	STONYBROOK ESTATES SUB
Legal Lot Number	28
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1044
Census Tract	1400

Owner

Source: Butte County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13291 OAK RANCH LN, CHICO, CA 95973-9273
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Mar 23, 2021	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC
Mar 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 24, 2017	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jun 23, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Jul 21, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	202113461
Prior Transfer Date	May 19, 2017
Prior Transfer Doc	0000025082
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Recording Date	Aug 17, 2026
Property Address	13291 OAK RANCH LN, CHICO, CA 95973-9273
Document Number	0000022741
Instrument Date	Aug 12, 2026
Instrument	202622741
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 171
Address	13291 OAK RANCH LN, CHICO, CA 95973-9273

Mortgage

Document Number	0000022741,
Date	Aug 17, 2026
Instrument	202622741

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Mar 23, 2021
Property Address	13291 OAK RANCH LN, CHICO, CA 95973-9273
Document Number	0000013461
Map Reference	MB 100 PG 69-71
Instrument Date	Mar 2, 2021
Instrument	2021-0013461
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13291 OAK RANCH LN, CHICO, CA 95973-9273

Mortgage

Document Number	0000013462
Date	Mar 23, 2021
Instrument	2021-0013462

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13291 OAK RANCH LN, CHICO, CA 95973-9273
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014597
Date	Mar 13, 2019
Instrument	2019-0014597

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Oct 24, 2017
Property Address	13291 OAK RANCH LN, CHICO, CA 95973-9273
Document Number	0000037902
Map Reference	MB100 PG69-71
Instrument Date	Oct 10, 2017
Instrument	2017-0037902
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13291 OAK RANCH LN, CHICO, CA 95973-9273

Mortgage

Document Number	0000037903
Date	Oct 24, 2017
Instrument	2017-0037903

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Mortgage

Document Number	0000037904
Date	Oct 24, 2017
Instrument	2017-0037904

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 23, 2017
Property Address	13291 OAK RANCH LN, CHICO, CA 95973-9273
Document Number	0000021497
Instrument Date	Jun 7, 2017
Instrument	21497
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$123.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3308 CHISWICK CT SILVER SPRING MD 209061633, SILVER SPRING, MD 20906-1633

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 21, 2017
Property Address	13291 OAK RANCH LN, CHICO, CA 95973-9273
Document Number	0000025082
Instrument Date	May 19, 2017
Instrument	25082
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$123.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3308 CHISWICK CT ASPEN HILL MD 209061633, ASPEN HILL, MD 20906-1633

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$679,006 (+2%) Land $248,416 Building $430,590
2025	$7,750.00 (+7.71%)	$665,694 (+4.04%) Land $243,546 Building $422,148
2024			$588,600
2023	$7,195.00 (+1.61%)	$639,846 Land $234,090 Building $405,756
2022	$7,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, unWired Broadband.

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