13290 Oak Ranch Ln, Chico, CA 95973 Property Records

Butte County property record for 13290 Oak Ranch Ln, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,691 sqft · built 1990
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Company Names on Record
Last Sale	$570,000 (Nov 2005)
Tax Bill	$8,972 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`007-550-025-000`

Property Details

APN / Parcel Number

Primary APN	`007-550-025-000`
Alternative APN	`007-550-025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,691 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	82,764 sqft
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	007-550-025
Street Address	13290 OAK RANCH LN
City	CHICO
State	CA
Zip	95973-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Description	LOT 25 STONYBROOK ESTATES SUB
Legal Subdivision	STONYBROOK ESTATES SUB
Legal Lot Number	25
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1044
Census Tract	1400

Owner

Source: Butte County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13290 OAK RANCH LN, CHICO, CA 95973-9409
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CREDIT UNION
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCEAN LENDING HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2005 · Amount on Record
Deed Sale	Nov 23, 2005 · Amount on Record
Deed Document Number	200571735
Last Transfer Date	Feb 29, 2024
Transfer Doc	0000006810
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Recording Date	Aug 27, 2026
Property Address	13290 OAK RANCH LN, CHICO, CA 95973-9409
Document Number	0000023993
Instrument Date	Aug 21, 2026
Instrument	202623993
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	13290 OAK RANCH LN, CHICO, CA 95973-9409

Mortgage

Document Number	0000023993,
Date	Aug 27, 2026
Instrument	202623993

Lender

Name	QUORUM FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	8.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13290 OAK RANCH LN, CHICO, CA 95973-9409
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13290 OAK RANCH LN, CHICO, CA 95973-9409

Mortgage

Document Number	0000025334
Date	Jun 3, 2021
Instrument	2021-0025334

Lender

Name	OCEAN LENDING HOME LOANS INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$794,512 (+2%) Land $306,651 Building $487,861
2025	$8,972.00 (+12.02%) Homeowner's exemption	$778,935 (+8.19%) Land $300,639 Building $478,296
2024			$712,440
2023	$8,009.00 (+4.73%) Homeowner's exemption	$720,000 Land $275,000 Building $445,000
2022	$7,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DigitalPath, T-Mobile.

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