13281 Oak Ranch Ln, Chico, CA 95973 Property Records

Butte County property record for 13281 Oak Ranch Ln, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,640 sqft · built 1990
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,000 (Mar 1997)
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`007-550-027-000`

Property Details

APN / Parcel Number

Primary APN	`007-550-027-000`
Alternative APN	`007-550-027`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	56,628 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	007-550-027
Street Address	13281 OAK RANCH LN
City	CHICO
State	CA
Zip	95973-9273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Description	LOT 27 STONYBROOK ESTATES SUB
Legal Subdivision	STONYBROOK ESTATES SUB
Legal Lot Number	27
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1044
Census Tract	1400

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13281 OAK RANCH LN, CHICO, CA 95973-9273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTIES BANK
Jan 29, 2020	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTIES BANK
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Jun 2, 2017	Loan Modification, Mortgage · Conventional Mortgage TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 1997 · Amount on Record
Deed Sale	Mar 20, 1997 · Amount on Record
Deed Document Number	199710063
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13281 OAK RANCH LN, CHICO, CA 95973-9273
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13281 OAK RANCH LN, CHICO, CA 95973-9273

Mortgage

Document Number	0000042485
Date	Sep 22, 2021
Instrument	2021-0042485

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13281 OAK RANCH LN, CHICO, CA 95973-9273
Document Number	0000011431
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13281 OAK RANCH LN CHICO CA 959739273, CHICO, CA 95973-9273

Mortgage

Document Number	0000011431
Date	Mar 13, 2020
Instrument	11431

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95927

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13281 OAK RANCH LN, CHICO, CA 95973-9273
Document Number	0000000711
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13281 OAK RANCH LN CHICO CA 959739273, CHICO, CA 95973-9273

Mortgage

Document Number	0000000711
Date	Jan 8, 2020
Instrument	711

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13281 OAK RANCH LN, CHICO, CA 95973-9273
Document Number	0000041183
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13281 OAK RANCH LN CHICO CA 959739273, CHICO, CA 95973-9273

Mortgage

Document Number	0000041183
Date	Dec 13, 2018
Instrument	41183

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95927

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUTTE CA
Property Address	13281 OAK RANCH LN, CHICO, CA 95973-9273
Document Number	0000020406
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	BIDWELL TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13281 OAK RANCH LN CHICO CA 959739273, CHICO, CA 95973-9273

Mortgage

Document Number	0000020406
Date	Jun 14, 2017
Instrument	20406

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95927

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,673 (+2%) Land $107,967 Building $187,706
2025	$3,347.00 (+7.93%) Homeowner's exemption	$289,876 (+4.04%) Land $105,850 Building $184,026
2024			$591,300
2023	$3,101.00 (+1.71%) Homeowner's exemption	$278,622 Land $101,741 Building $176,881
2022	$3,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DigitalPath, T-Mobile.

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