1329 Charing Cross Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 1329 Charing Cross Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,260 sqft · built 1978
Lot Size	0.254 acres (11,077 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (May 2009)
Tax Bill	$3,958 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25R-54-0243`

Property Details

APN / Parcel Number

Primary APN	`25R-54-0243`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,700 sqft
1st Floor Area	1,212 sqft
Basement Area	1,000 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,077 sqft (0.254 acres)
Lot Dimensions	111 ft deep x 56 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	216 sqft
Deck Area	336 sqft
Patio Area	120 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1329 CHARING CROSS LN
City	BALLWIN
State	MO
Zip	63021-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	TREETOP VILLAGE PLAT 1 10 5 78 LOT 57
Legal Subdivision	TREETOP VILLAGE PLAT 1
Legal Lot Number	57
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2002
Census Tract	217932

Owner

1329 Charing Cross Ln is owned and occupied by two individuals who bought it in May 2009.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1329 CHARING CROSS LN, BALLWIN, MO 63021-7429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 29, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2009 · Amount on File
Deed Sale	May 4, 2009 · Amount on File
Prior Sale	May 4, 2009 · Amount on File
Deed Document Number	2009618
Deed Book / Page	18342 / 1882
Prior Transfer Date	Apr 29, 2009
Prior Transfer Doc	0183421879
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1329 CHARING CROSS LN, BALLWIN, MO 63021-7429
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239680864
Date	Mar 16, 2020
Book Page	23968/864
Instrument	2020031600943

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jul 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1329 CHARING CROSS LN, BALLWIN, MO 63021-7429
Document Number	0235560608
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1329 CHARING CROSS LN BALLWIN MO 630217429, BALLWIN, MO 63021-7429

Mortgage

Document Number	0235560608
Date	Jun 6, 2019
Book Page	023556/000608
Instrument	111

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1329 Charing Cross Ln was $3,958, up 7.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,450 (-) Land $29,220 Building $35,230	$339,200 (-) Land $153,800 Building $185,400
2025	$3,958.00 (+7.53%)	$64,450 Land $29,220 Building $35,230	$339,200 Land $153,800 Building $185,400
2024	$3,681.00 (-0.92%)
2023	$3,715.00 (+5.84%)	$56,610 (+14.62%) Land $21,930 Building $34,680	$297,900 Land $115,400 Building $182,500
2022	$3,510.00	$49,390 Land $21,930 Building $27,460
2021			$259,900 Land $115,400 Building $144,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1329 Charing Cross Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1329 Charing Cross Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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