1316 Charing Cross Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 1316 Charing Cross Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1979
Lot Size	0.192 acres (8,368 sqft)
Owner	Individual Name on File
Last Sale	$269,900 (Mar 2021)
Tax Bill	$3,423 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25R-54-0281`

Property Details

APN / Parcel Number

Primary APN	`25R-54-0281`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	450 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,368 sqft (0.192 acres)
Lot Dimensions	62 ft deep x 62 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Balcony Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1316 CHARING CROSS LN
City	BALLWIN
State	MO
Zip	63021-7430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	TREETOP VILLAGE PLAT 1 25R540094 10 5 78 LOT 61
Legal Subdivision	TREETOP VILLAGE PLAT 1
Legal Lot Number	61
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2009
Census Tract	217932

Owner

1316 Charing Cross Ln is owned and occupied by an individual who bought it in March 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1316 CHARING CROSS LN, BALLWIN, MO 63021-7430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Prior Sale	Jun 2, 2015 · Amount on File
Deed Document Number	20211084
Deed Book / Page	24732 / 1830
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 17, 2021
Property Address	1316 CHARING CROSS LN, BALLWIN, MO 63021-7430
Document Number	0247321830
Book / Page	24732 / 1830
Map Reference	MB 183 PG 86
Instrument Date	Mar 12, 2021
Instrument	2021031701084
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1316 CHARING CROSS LN, BALLWIN, MO 63021-7430

Mortgage

Document Number	2021031701085
Date	Mar 17, 2021
Instrument	2021031701085

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1316 Charing Cross Ln was $3,423, up 6.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,670 (-) Land $25,780 Building $29,890	$293,000 (-) Land $135,700 Building $157,300
2025	$3,423.00 (+6.17%)	$55,670 Land $25,780 Building $29,890	$293,000 Land $135,700 Building $157,300
2024	$3,224.00 (-0.92%)
2023	$3,254.00 (+5.48%)	$49,530 (+14.1%) Land $19,360 Building $30,170	$260,700 Land $101,900 Building $158,800
2022	$3,085.00	$43,410 Land $19,360 Building $24,050
2021			$228,500 Land $101,900 Building $126,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1316 Charing Cross Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 Charing Cross Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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