1325 Charing Cross Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 1325 Charing Cross Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,260 sqft · built 1978
Lot Size	0.365 acres (15,908 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Sep 2019)
Tax Bill	$4,177 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25R-54-0234`

Property Details

APN / Parcel Number

Primary APN	`25R-54-0234`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,700 sqft
1st Floor Area	1,212 sqft
Basement Area	756 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2016
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	15,908 sqft (0.365 acres)
Lot Dimensions	217 ft deep x 56 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Deck Area	168 sqft
Patio Area	70 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1325 CHARING CROSS LN
City	BALLWIN
State	MO
Zip	63021-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	TREETOP VILLAGE PLAT 1 10 5 78 LOT 56
Legal Subdivision	TREETOP VILLAGE PLAT 1
Legal Lot Number	56
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2002
Census Tract	217932

Owner

1325 Charing Cross Ln is owned and occupied by two individuals who bought it in September 2019.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1325 CHARING CROSS LN, BALLWIN, MO 63021-7429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Sep 3, 2019	Warranty Deed, Transfer MUTUAL/OMAHA MTG LLC
Jun 15, 2017	Warranty Deed, Transfer FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Jun 15, 2017 · Amount on File
Deed Document Number	2019668
Deed Book / Page	23680 / 3774
Prior Transfer Date	Jan 15, 2001
Prior Transfer Doc	0000000444
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1325 CHARING CROSS LN, BALLWIN, MO 63021-7429
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 CHARING CROSS LN, BALLWIN, MO 63021-7429

Mortgage

Document Number	0241402622
Date	Jul 21, 2020
Book Page	24140/2622
Instrument	2020072100624

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 3, 2019
Property Address	1325 CHARING CROSS LN, BALLWIN, MO 63021-7429
Document Number	0236803774
Book / Page	023680 / 003774
Instrument Date	Aug 29, 2019
Instrument	668
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1325 CHARING CROSS LN BALLWIN MO 630217429, BALLWIN, MO 63021-7429

Mortgage

Document Number	236803777
Date	Sep 3, 2019
Book Page	023680/003777
Instrument	669

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60148

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 15, 2017
Property Address	1325 CHARING CROSS LN, BALLWIN, MO 63021-7429
Document Number	0225682316
Book / Page	022568 / 002316
Instrument Date	Jun 13, 2017
Instrument	572
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1325 CHARING CROSS LN BALLWIN MO 630217429, BALLWIN, MO 63021-7429

Mortgage

Document Number	225682319
Date	Jun 15, 2017
Book Page	022568/002319
Instrument	573

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 14, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1325 Charing Cross Ln was $4,177, up 6.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,040 (-) Land $31,640 Building $36,400	$358,100 (-) Land $166,500 Building $191,600
2025	$4,177.00 (+6.69%)	$68,040 (+12.97%) Land $31,640 Building $36,400	$358,100 Land $166,500 Building $191,600
2024	$3,915.00 (-0.91%)	$60,230 (-) Land $23,730 Building $36,500
2023	$3,951.00 (+8.45%)	$60,230 (+17.5%) Land $23,730 Building $36,500	$317,000 Land $124,900 Building $192,100
2022	$3,643.00	$51,260 Land $23,730 Building $27,530
2021			$269,800 Land $124,900 Building $144,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1325 Charing Cross Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1325 Charing Cross Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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