1309 Charing Cross Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 1309 Charing Cross Ln, Ballwin, MO 63021 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,260 sqft · built 1979
Lot Size	0.282 acres (12,262 sqft)
Owner	Individual Name on File
Tax Bill	$3,691 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`25R-54-0207`

Property Details

APN / Parcel Number

Primary APN	`25R-54-0207`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,700 sqft
1st Floor Area	1,260 sqft
Basement Area	756 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	12,262 sqft (0.282 acres)
Lot Dimensions	33 ft deep x 109 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	400 sqft
Patio Area	120 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1309 CHARING CROSS LN
City	BALLWIN
State	MO
Zip	63021-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREETOP VILLAGE PLAT 1 10 5 78 LOT 53
Legal Subdivision	TREETOP VILLAGE PLAT 1
Legal Lot Number	53
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2002
Census Tract	217932

Owner

Source: St. Louis County records · APN 25R-54-0207

Assessment roll updated September 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1309 CHARING CROSS LN, BALLWIN, MO 63021-7429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Jun 26, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2023
Deed Sale	Jun 26, 2023
Deed Document Number	2023424
Prior Transfer Date	Jun 23, 2023
Prior Transfer Doc	0000000424
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1309 CHARING CROSS LN, BALLWIN, MO 63021-7429
Transaction Type	Mortgage
Record Updated	Feb 06, 2026
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 CHARING CROSS LN, BALLWIN, MO 63021-7429

Mortgage

Document Number	0250123653
Date	Jul 27, 2021
Book Page	25012/3653
Instrument	2021072700521

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Aug 01, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	5.12%
Index	Other
Margin	3
Max Rate	8.12%

June 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 26, 2023
Property Address	1309 CHARING CROSS LN, BALLWIN, MO 63021-7429
Document Number	2023062600424
Map Reference	DD 20147 PG 2276
Instrument Date	Jun 23, 2023
Instrument	2023062600424
Transaction Type	Transfer
Record Updated	Feb 06, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 CHARING CROSS LN, BALLWIN, MO 63021-7429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 CHARING CROSS LN, BALLWIN, MO 63021-7429

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,260 (+13.21%) Land $30,480 Building $33,780	$338,200 (+13.22%) Land $160,400 Building $177,800
2024	$3,691.00 (-0.91%)
2023	$3,725.00 (+6.03%)	$56,760 (+14.81%) Land $22,860 Building $33,900	$298,700 (+14.8%) Land $120,300 Building $178,400
2022	$3,513.00	$49,440 Land $22,860 Building $26,580
2021			$260,200 Land $120,300 Building $139,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 406 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, WH i3B Bidco LLC/WH i3B Topco, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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