DeSoto County property record for 13274 Lapstone Ln, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,108 sqft · built 2018 |
| Lot Size | 0.211 acres (9,219 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,221 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-3-08-07-0-00470-00 |
| Primary APN | 2-05-3-08-07-0-00470-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,108 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 9,219 sqft (0.211 acres) |
| Street Address | 13274 LAPSTONE LN |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-5579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | FOREST HILL COMM PH 11-B LOT 470 |
| Legal Range | 05 |
| Legal Township | 02 |
| Legal Section | 08 |
| Legal Subdivision | FOREST HILL COMMUNITY PH 11 PART B |
| Legal Phase | 11 |
| Legal Lot Number | 470 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 70830 |
13274 Lapstone Ln is owned and occupied by an individual who acquired it in March 2019.
Source: DeSoto County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 13274 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jan 19, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC |
| Mar 27, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage COMMUNITY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2019 |
| Deed Sale | Mar 27, 2019 |
| Deed Document Number | 0000883762 |
| Deed Book / Page | 0883 / 762 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 13274 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004930/558 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 4930/558 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 13274 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 005136/304 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 5136/304 |
| Name | UNITED MILITARY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 27, 2019 |
| Property Address | 13274 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579 |
| Document Number | 000883/762 |
| Book / Page | 0883 / 762 |
| Map Reference | MB 121 PG 48 |
| Instrument Date | Mar 20, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, MEMPHIS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 177 CRESCENT DR, 177, COLLIERVILLE, TN 38017-3373 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13274 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579 |
| Document Number | 0004699113 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 4699/113 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 13274 Lapstone Ln was $2,221.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,221.00 | $22,221 Land $3,500 Building $18,721 | $222,206 Land $35,000 Building $187,206 |
| 2023 | $22,221 | $222,206 Land $35,000 Building $187,206 | |
| 2022 | $2,221.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13274 Lapstone Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Jun 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13274 Lapstone Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| T-Mobile Fixed Wireless | 100 / 20 |
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