Schenectady County and Schenectady City property record for 1328 Baker Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,559 sqft · built 1920 |
| Lot Size | 0.119 acres (5,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,025 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Jul 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.71-2-10 |
| Primary APN | 421500 40.71-2-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,559 sqft Living Area |
| 1st Floor Area | 1,117 sqft |
| Upper Floors Area | 442 sqft |
| Attic | Attic |
| Attic Area | 442 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,200 sqft (0.119 acres) |
| Lot Dimensions | 130 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 312 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1328 BAKER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1328 BAKER AVE, SCHENECTADY, NY 12309-5714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Jul 21, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 13, 2026 |
| Transfer Doc | 0000016411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 1, 2026 |
| Property Address | 1328 BAKER AVE, SCHENECTADY, NY 12309-5714 |
| Document Number | 0000021883 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 202621883 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Estate, 156 |
| Address | 1328 BAKER AVE, SCHENECTADY, NY 12309-5714 |
| Document Number | 0000021883, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 202621883 |
| Name | TRUSTCO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 21, 2026 |
| Property Address | 1328 BAKER AVE, SCHENECTADY, NY 12309-5714 |
| Document Number | 0000016411 |
| Book / Page | 2176 / 163 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202616411 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1328 BAKER AVE, SCHENECTADY, NY 12309-5714 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,025.00 (+2.89%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $5,856.00 (+6.57%) | $150,600 (-) Land $22,600 Building $128,000 | $249,379 (+30.82%) Land $37,423 Building $211,956 |
| 2023 | $150,600 (-) Land $22,600 Building $128,000 | $190,633 (+3.8%) Land $28,608 Building $162,025 | |
| 2022 | $150,600 Land $22,600 Building $128,000 | $183,659 Land $27,561 Building $156,098 | |
| 2021 | $5,495.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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