Schenectady County and Schenectady City property record for 1327 Baker Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,428 sqft · built 1928 |
| Lot Size | 0.117 acres (5,130 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Jul 2026) |
| Tax Bill | $7,879 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.71-2-25 |
| Primary APN | 421500 40.71-2-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Upper Floors Area | 476 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,130 sqft (0.117 acres) |
| Lot Dimensions | 114 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 318 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1327 BAKER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1X WOOD AND GARAGE |
| Legal Subdivision | BAKER AVENUE |
| Legal Block | 2 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 91 MARIE PKWY, ALBANY, NY 12211-1563 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION |
| Mar 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jul 12, 2017 | Deed, Transfer · FHA Mortgage SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Mar 17, 2022 · Amount on Record |
| Deed Document Number | 202617192 |
| Deed Book / Page | 2176 / 838 |
| Prior Transfer Date | Aug 4, 2010 |
| Prior Transfer Doc | 0000036063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 31, 2026 |
| Property Address | 1327 BAKER AVE, SCHENECTADY, NY 12309-5713 |
| Document Number | 0000017192 |
| Book / Page | 2176 / 838 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202617192 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $109,080.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 MARIE PKWY, ALBANY, NY 12211-1563 |
| Document Number | 0000017193, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202617193 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 17, 2022 |
| Property Address | 1327 BAKER AVE, SCHENECTADY, NY 12309-5713 |
| Document Number | 0000013988 |
| Book / Page | 2080 / 856 |
| Map Reference | CAB B MAP 260&261 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 202213988 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1327 BAKER AVE, 1327, SCHENECTADY, NY 12309-5713 |
| Name | Verified Name |
|---|---|
| Address | 1 LANCHOR COURT, LATHAM, NY 12110 |
| Document Number | 0000013989 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 202213989 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 12, 2017 |
| Property Address | 1327 BAKER AVE, SCHENECTADY, NY 12309-5713 |
| Document Number | 0000031100 |
| Book / Page | 1966 / 827 |
| Map Reference | MB 1825 PG 728 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 201731100 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1327 BAKER AVE, 1327, SCHENECTADY, NY 12309-5713 |
| Name | Verified Name |
|---|---|
| Address | 17102 WAYERVIEW CIR, COHOES, NY 12047 |
| Document Number | 0000031101 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 201731101 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,879.00 (+1.73%) | ||
| 2025 | $7,745.00 (+10.64%) | $165,900 (-) Land $23,100 Building $142,800 | $274,714 (+30.82%) Land $38,251 Building $236,463 |
| 2023 | $165,900 (+7.8%) Land $23,100 Building $142,800 | $210,000 (+11.89%) Land $29,241 Building $180,759 | |
| 2022 | $153,900 Land $23,100 Building $130,800 | $187,683 Land $28,171 Building $159,512 | |
| 2021 | $7,000.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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