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1316 Baker Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1316 Baker Ave, Schenectady, NY 12309 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,368 sqft · built 1912
Lot Size0.119 acres (5,200 sqft)
Owner2 Individual Names on File
Last Sale$228,000 (Jan 2024)
Tax Bill$6,189 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 40.79-2-2

Property Details

APN / Parcel Number

Primary APN421500 40.79-2-2
Alternative APN
  • 150004007900020020000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,368 sqft Living Area
1st Floor Area912 sqft
Upper Floors Area456 sqft
AtticAttic
Attic Area456 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleBungalow
Exterior MaterialStucco
Lot Area5,200 sqft (0.119 acres)
Lot Dimensions130 ft deep x 40 ft wide
PorchSlab
Porch Area312 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1316 BAKER AVE
CitySCHENECTADY
StateNY
Zip12309-5714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1X STUCCO
Legal Block2
Legal Lot Number2.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1016
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.79-2-2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1316 BAKER AVE, SCHENECTADY, NY 12309-5714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 08, 2024 · Amount on Record
Deed SaleJan 08, 2024 · Amount on Record
Prior SaleAug 25, 2011 · Amount on Record
Deed Document Number20241415
Deed Book / Page2122 / 645
Record UpdatedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 08, 2024
Property Address1316 BAKER AVE, SCHENECTADY, NY 12309-5714
Document Number0000001415
Book / Page2122 / 645
Instrument DateDec 12, 2023
Instrument202401415
Transaction TypeTransfer
Record UpdatedJan 22, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$912.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 BEECHWOOD DR, BURNT HILLS, NY 12027-9739

Transferred To (Grantee/Buyer)

NameVerified Name
Address994 BURDECK ST APT 1209, 1209, SCHENECTADY, NY 12306-1070

Mortgage

Document Number0000001420
DateJan 08, 2024
Book Page5350/696
Instrument202401420
Lender
NameFIRST NATIONAL BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054
Interest
Rate TypeAdjustable Rate
Rate7.81%
Type Change DateJan 01, 2031
Change Frequency7 Years
Min Rate At Change8.31%
Max Rate At Change9.81%
IndexOther
Margin3
Max Rate13.8%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,189.00 (+20.06%)$127,900 (+17.99%) Land $16,300 Building $111,600$211,790 (+54.35%) Land $26,991 Building $184,799
2023$108,400 (-) Land $16,300 Building $92,100$137,215 (+3.8%) Land $20,633 Building $116,582
2022$108,400 Land $16,300 Building $92,100$132,195 Land $19,878 Building $112,317
2021$5,155.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930205001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 823 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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