Schenectady County and Schenectady City property record for 1340 Baker Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,493 sqft · built 1920 |
| Lot Size | 0.119 acres (5,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $66,000 (Dec 1995) |
| Tax Bill | $6,898 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.71-2-12 |
| Primary APN | 421500 40.71-2-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,493 sqft Living Area |
| 1st Floor Area | 1,133 sqft |
| Upper Floors Area | 360 sqft |
| Attic | Attic |
| Attic Area | 360 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,200 sqft (0.119 acres) |
| Lot Dimensions | 130 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 100 sqft |
| Patio Area | 336 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1340 BAKER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1X WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1340 BAKER AVE, SCHENECTADY, NY 12309-5714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| May 14, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 6, 2026 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 1995 · Amount on Record |
| Deed Sale | Dec 4, 1995 · Amount on Record |
| Deed Book / Page | 1478 / 338 |
| Last Transfer Date | Mar 20, 2026 |
| Transfer Doc | 0000011401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 27, 2026 |
| Property Address | 1340 BAKER AVE, SCHENECTADY, NY 12309-5714 |
| Document Number | 0000016821 |
| Instrument Date | May 28, 2026 |
| Instrument | 202616821 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1340 BAKER AVE, SCHENECTADY, NY 12309-5714 |
| Document Number | 0000016821, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202616821 |
| Name | TRUSTCO BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 14, 2026 |
| Property Address | 1340 BAKER AVE, SCHENECTADY, NY 12309-5714 |
| Document Number | 0000011401 |
| Book / Page | 2172 / 370 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202611401 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1340 BAKER AVE, SCHENECTADY, NY 12309-5714 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1340 BAKER AVE, SCHENECTADY, NY 12309-5714 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1340 BAKER AVE, SCHENECTADY, NY 12309-5714 |
| Document Number | 0000000313 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 202600313 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 4, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,898.00 (+2.71%) Homeowner's exemption | ||
| 2025 | $6,716.00 (+6.2%) | $152,300 (-) Land $22,800 Building $129,500 | $252,194 (+30.82%) Land $37,755 Building $214,439 |
| 2023 | $152,300 (-) Land $22,800 Building $129,500 | $192,785 (+3.8%) Land $28,861 Building $163,924 | |
| 2022 | $152,300 Land $22,800 Building $129,500 | $185,732 Land $27,805 Building $157,927 | |
| 2021 | $6,324.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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