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13270 Lapstone Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 13270 Lapstone Ln, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,198 sqft · built 2018
Lot Size0.308 acres (13,421 sqft)
Owner2 Individual Names on Record
Last Sale$432,183 (Dec 2020)
Tax Bill$2,569 (2025)
Deeds & MortgagesJan 2020 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN2-05-3-08-07-0-00471-00

Property Details

APN / Parcel Number

Primary APN2-05-3-08-07-0-00471-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area3,198 sqft Adjusted Area
1st Floor Area1,912 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area13,421 sqft (0.308 acres)

Location & Zoning

Street Address13270 LAPSTONE LN
CityOLIVE BRANCH
StateMS
Zip38654-5579
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionFOREST HILL COMM PH 11-B LOT 471
Legal Range005
Legal Township02S
Legal Section08
Legal SubdivisionFOREST HILL COMMUNITY PH 11 PART B
Legal Phase11
Legal Lot Number471
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group3
Census Block3005
Census Tract70830

Owner

Source: DeSoto County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address13270 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 17, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2020 · Amount on Record
Deed SaleDec 17, 2020 · Amount on Record
Deed Document Number2020
Deed Book / Page942 / 176
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address13270 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004872/344
DateJan 21, 2020
Book Page4872/344
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueFeb 1, 2049

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateDec 17, 2020
Property Address13270 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
Document Number000942/176
Book / Page942 / 176
Map ReferenceMB 121 PG 48
Instrument DateDec 17, 2020
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanySLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3976 WOOD OAKS CT, 3976, BUFORD, GA 30519

Transferred To (Grantee/Buyer)

NameVerified Name
Address13270 LAPSTONE LOOP, OLIVE BRANCH, NC 28654

Mortgage

Document Number0000511375
DateDec 17, 2020
Instrument5113/75
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,569.00 (+13.67%)$31,152 (+37.76%) Land $3,500 Building $27,652$311,523 (+37.76%) Land $35,000 Building $276,523
2023$2,260.00$22,614$226,140 Land $35,000 Building $191,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimJun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLIVE BRANCH
serves 54,025 people · EPA ID MS0170015
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2010
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Northcentral Connect
Fiber		1,000 / 1,000
Brightspeed
Fiber		940 / 940
T-Mobile
Fixed Wireless		100 / 20

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