Santa Clara County property record for 1325 Michael Bo Ln, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,119 sqft · built 2020 |
| Lot Size | 0.14 acres (6,109 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,300,000 (Aug 2021) |
| Tax Bill | $16,952 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 808-57-068 |
| Primary APN | 808-57-068 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,119 sqft Living Area |
| 1st Floor Area | 1,461 sqft |
| 2nd Floor Area | 1,658 sqft |
| Year Built | Built 2020 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,109 sqft (0.14 acres) |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1325 MICHAEL BO LN |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A140 |
| Legal Description | TR 10446 LOT 68 |
| Legal Tract | 10446 |
| Legal Lot Number | 68 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 512509 |
Source: Santa Clara County records · APN 808-57-068
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1325 MICHAEL BO LN, GILROY, CA 95020-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 30, 2022 | Intrafamily Transfer, Transfer |
| Aug 27, 2021 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 29, 2021 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 2021 · Amount on Record |
| Deed Sale | Aug 27, 2021 · Amount on Record |
| Prior Sale | Aug 27, 2021 · Amount on Record |
| Deed Document Number | 0025079649 |
| Last Transfer Date | Mar 30, 2022 |
| Transfer Doc | 0025272789 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Mar 30, 2022 |
| Property Address | 1325 MICHAEL BO LN, GILROY, CA 95020-2718 |
| Document Number | 0025272789 |
| Map Reference | MB 921 PG 8-20 |
| Instrument Date | Mar 04, 2022 |
| Instrument | 25272789 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1325 MICHAEL BO LN, GILROY, CA 95020-2718 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 27, 2021 |
| Property Address | 1325 MICHAEL BO LN, GILROY, CA 95020-2718 |
| Document Number | 0025079649 |
| Map Reference | MB 921 PG 8-20 |
| Instrument Date | Aug 21, 2021 |
| Instrument | 25079649 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1325 MICHAEL BO LN, GILROY, CA 95020-2718 |
| Document Number | 0025079650 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 25079650 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jan 29, 2021 |
| Property Address | 1325 MICHAEL BO LN, GILROY, CA 95020-2718 |
| Document Number | 0024808497 |
| Map Reference | MB 921 PG 8-20 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 24808497 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2127 TURNHOUSE LN, SAN JOSE, CA 95121-1378 |
| Document Number | 0024808498 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 24808498 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Feb 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 10.6% |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $16,952.00 (+2.18%) | $1,379,569 (+4.04%) Land $753,457 Building $626,112 |
| 2023 | $16,590.00 (+2.19%) | $1,326,000 Land $724,200 Building $601,800 |
| 2022 | $16,234.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 68% of the US · above 43% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: California Internet, Frontier.
Based on FCC filings for 316 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GILROY serves 59,426 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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