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1305 Michael Bo Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1305 Michael Bo Ln, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,119 sqft · built 2020
Lot Size0.102 acres (4,458 sqft)
Owner2 Individual Names on File
Last Sale$964,000 (Dec 2020)
Tax Bill$12,850 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN808-57-070

Property Details

APN / Parcel Number

Primary APN808-57-070

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,119 sqft Living Area
1st Floor Area1,461 sqft
2nd Floor Area1,658 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleH-Shape
Construction TypeWood
Lot Area4,458 sqft (0.102 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1305 MICHAEL BO LN
CityGILROY
StateCA
Zip95020-2718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA140
Legal SubdivisionTRACT 10446
Legal Tract10446
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1020
Census Tract512509

Owner

1305 Michael Bo Ln is owned and occupied by two individuals who bought it in December 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1305 MICHAEL BO LN, GILROY, CA 95020-2718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2020 · Amount on File
Deed SaleDec 10, 2020 · Amount on File
Deed Document Number202024743984
Record UpdatedSep 20, 2026

December 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateDec 10, 2020
Property Address1305 MICHAEL BO LN, GILROY, CA 95020-2718
Document Number0024743984
Map ReferenceMB 915 PG 28-39
Instrument DateNov 23, 2020
Instrument24743984
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 1, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1305 MICHAEL BO LN, GILROY, CA 95020-2718

Mortgage

Document Number0024743985
DateDec 10, 2020
Instrument24743985
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1305 Michael Bo Ln was $12,850.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,063,830 (+2%) Land $589,077 Building $474,753
2025$12,850.00$1,042,972 Land $577,527 Building $465,445
2023$12,576.00 (+1.66%)$1,002,473 Land $555,101 Building $447,372
2022$12,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1305 Michael Bo Ln in Zone D, where flood risk has not been studied, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1986)
Claims Outside the SFHA5 of 8
Most Recent ClaimFeb 1986 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Michael Bo Ln is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 43% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20

May also be available: Frontier, GeoLinks.

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