Santa Clara County property record for 1315 Michael Bo Ln, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,771 sqft · built 2020 |
| Lot Size | 0.107 acres (4,678 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,215,000 (Sep 2021) |
| Tax Bill | $15,768 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 808-57-069 |
| Primary APN | 808-57-069 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,771 sqft Living Area |
| 1st Floor Area | 1,273 sqft |
| 2nd Floor Area | 1,498 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 4,678 sqft (0.107 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1315 MICHAEL BO LN |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-20A |
| Legal Subdivision | 10446 GROVE |
| Legal Tract | 10446 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 512509 |
Source: Santa Clara County assessment roll, as of August 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1315 MICHAEL BO LN, GILROY, CA 95020-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Sep 30, 2021 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 17, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Prior Sale | Dec 17, 2020 · Amount on Record |
| Deed Document Number | 202125118679 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 30, 2021 |
| Property Address | 1315 MICHAEL BO LN, GILROY, CA 95020-2718 |
| Document Number | 0025118679 |
| Map Reference | MB 915 PG 28-39 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 25118679 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1315 MICHAEL BO LN, GILROY, CA 95020-2718 |
| Document Number | 0025118680 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 25118680 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 17, 2020 |
| Property Address | 1315 MICHAEL BO LN, GILROY, CA 95020-2718 |
| Document Number | 0024752164 |
| Map Reference | MB 915 PG 28-39 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 24752164 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1315 MICHAEL BO LN, GILROY, CA 95020-2718 |
| Document Number | 0024752165 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 24752165 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Santa Clara County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $15,768.00 (+1.6%) Homeowner's exemption | $1,289,366 (+4.04%) Land $838,035 Building $451,331 |
| 2024 | $15,519.00 (+0.59%) | |
| 2023 | $15,428.00 (+1.67%) Homeowner's exemption | $1,239,300 Land $805,494 Building $433,806 |
| 2022 | $15,175.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 43% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: California Internet, Frontier.
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