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1295 Michael Bo Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1295 Michael Bo Ln, Gilroy, CA 95020 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,647 sqft · built 2020
Lot Size0.098 acres (4,261 sqft)
Owner2 Individual Names on File
Last Sale$849,500 (Dec 2020)
Tax Bill$11,260 (2025)
Deeds & MortgagesDec 2021 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN808-57-071

Property Details

APN / Parcel Number

Primary APN808-57-071

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,647 sqft Living Area
1st Floor Area1,237 sqft
2nd Floor Area1,410 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,261 sqft (0.098 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1295 MICHAEL BO LN
CityGILROY
StateCA
Zip95020-2717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Subdivision10446 THE GROVE
Legal Tract10446
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1020
Census Tract512509

Owner

Source: Santa Clara County records · APN 808-57-071

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1295 MICHAEL BO LN, GILROY, CA 95020-2717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Dec 11, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 11, 2020 · Amount on Record
Deed SaleDec 11, 2020 · Amount on Record
Deed Document Number202024745626
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1295 MICHAEL BO LN, GILROY, CA 95020-2717
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 MICHAEL BO LN, GILROY, CA 95020-2717

Mortgage

Document Number0025192144
DateDec 10, 2021
Instrument25192144
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

December 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateDec 11, 2020
Property Address1295 MICHAEL BO LN, GILROY, CA 95020-2717
Document Number0024745626
Map ReferenceMB 915 PG 28-39
Instrument DateNov 23, 2020
Instrument24745626
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 01, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1295 MICHAEL BO LN, GILROY, CA 95020-2717

Mortgage

Document Number0024745627
DateDec 11, 2020
Instrument24745627
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$937,861 (+2%) Land $518,311 Building $419,550
2025$11,260.00 (+2.21%) Homeowner's exemption$919,473 (+4.04%) Land $508,149 Building $411,324
2023$11,016.00 (+1.67%) Homeowner's exemption$883,770 Land $488,418 Building $395,352
2022$10,835.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Special Flood Hazard AreaNo
Flood HazardUndetermined
not studied
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1986)
Claims Outside the SFHA5 of 8
Most Recent ClaimFeb 1986, river or lake flooding, Severe Storms & Flooding
Claims By Storm
  • Severe Storms & Flooding, Feb 1986 · 8 claims

Wildfire

Wildfire RiskModerate
above 69% of the US · above 43% of California
Wildfire LikelihoodAbout 1 in 319 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 316 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Hankins Information TechnologyFixed Wireless (unlicensed)100 / 20

May also be available at this address: Frontier, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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