1324 Scott St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1324 Scott St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,549 sqft · built 1960
Lot Size	0.091 acres (3,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (May 2017)
Tax Bill	$13,934 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`502-500-010-9`

Property Details

APN / Parcel Number

Primary APN	`502-500-010-9`
Alternative APN	`502-500-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,549 sqft Living Area
Gross Area	1,929 sqft
1st Floor Area	1,159 sqft
Basement Area	390 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Lot Area	3,975 sqft (0.091 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1324 SCOTT ST
City	EL CERRITO
State	CA
Zip	94530-2460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH BERKELEY TERR LOT 12 BLK 2
Legal Subdivision	NORTH BERKELEY TERRACE
Legal Block	2
Legal Lot Number	12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1013
Census Tract	387000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1324 SCOTT ST, EL CERRITO, CA 94530-2460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jun 29, 2020	Quit Claim Deed, Transfer MAXREAL CUPERTINO
Oct 16, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
May 4, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2017 · Amount on Record
Deed Sale	May 4, 2017 · Amount on Record
Deed Document Number	201777335
Last Transfer Date	Jun 21, 2020
Transfer Doc	0000127094
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1324 SCOTT ST, EL CERRITO, CA 94530-2460
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 SCOTT ST, EL CERRITO, CA 94530-2460

Mortgage

Document Number	0000002248
Date	Jan 5, 2021
Instrument	2021-002248

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 29, 2020
Property Address	1324 SCOTT ST, EL CERRITO, CA 94530-2460
Document Number	0000127094
Instrument Date	Jun 21, 2020
Instrument	127094
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1324 SCOTT ST EL CERRITO CA 945302460, EL CERRITO, CA 94530-2460

Mortgage

Document Number	127095
Date	Jun 29, 2020
Instrument	127095

Lender

Name	MAXREAL CUPERTINO
Address	CUPERTINO, CA 95014

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 16, 2019
Property Address	1324 SCOTT ST, EL CERRITO, CA 94530-2460
Document Number	0000176097
Instrument Date	Oct 9, 2019
Instrument	176097
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	WFG TITLE INSURANCE COMPANY, WFG TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1324 SCOTT ST EL CERRITO CA 945302460, EL CERRITO, CA 94530-2460

Mortgage

Document Number	176098
Date	Oct 16, 2019
Instrument	176098

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 4, 2017
Property Address	1324 SCOTT ST, EL CERRITO, CA 94530-2460
Document Number	0000077335
Instrument Date	May 1, 2017
Instrument	77335
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$918.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1324 SCOTT ST EL CERRITO CA 945302460, EL CERRITO, CA 94530-2460

Mortgage

Document Number	77336
Date	May 4, 2017
Instrument	77336

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$988,464 (+2%) Land $787,223 Building $201,241
2025	$13,934.00 (+4.19%)	$969,084 (+4.04%) Land $771,788 Building $197,296
2023	$13,374.00 (+1.44%)	$931,455 Land $741,819 Building $189,636
2022	$13,184.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

Nearby Properties on Scott St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures