1328 Scott St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1328 Scott St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,004 sqft · built 1960
Lot Size	0.091 acres (3,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,530,000 (Oct 2025)
Tax Bill	$13,718 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502-500-009-1`

Property Details

APN / Parcel Number

Primary APN	`502-500-009-1`
Alternative APN	`502-500-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,004 sqft Living Area
1st Floor Area	1,544 sqft
Basement Area	460 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1965
Lot Area	3,950 sqft (0.091 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1328 SCOTT ST
City	EL CERRITO
State	CA
Zip	94530-2460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH BERKELEY TERR POR LOTS 10 & 11 BLK 2
Legal Subdivision	NORTH BERKELEY TERRACE
Legal Block	2
Legal Lot Number	10,11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1013
Census Tract	387000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1228 RICHMOND ST, EL CERRITO, CA 94530-2427
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 6, 2021	Intrafamily Transfer, Transfer
May 22, 2020	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2025 · Amount on Record
Deed Sale	Oct 8, 2025 · Amount on Record
Prior Sale	May 22, 2020 · Amount on Record
Deed Document Number	2025105075
Prior Transfer Date	Mar 29, 2023
Prior Transfer Doc	0000031030
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 8, 2025
Property Address	1328 SCOTT ST, EL CERRITO, CA 94530-2460
Document Number	0000105075
Map Reference	VOL 1 PG 26
Instrument Date	Oct 1, 2025
Instrument	2025- 105075
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1228 RICHMOND ST, EL CERRITO, CA 94530-2427

Mortgage

Document Number	0000105076
Date	Oct 8, 2025
Instrument	2025- 105076

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 6, 2021
Property Address	1328 SCOTT ST, EL CERRITO, CA 94530-2460
Document Number	0000103559
Map Reference	VOL 1 PG 26
Instrument Date	Feb 28, 2021
Instrument	2021-103559
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1328 SCOTT ST, EL CERRITO, CA 94530-2460

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 22, 2020
Property Address	1328 SCOTT ST, EL CERRITO, CA 94530-2460
Document Number	0000098260
Map Reference	VOL 1 PG 26
Instrument Date	May 18, 2020
Instrument	2020-098260
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 SCOTT ST, EL CERRITO, CA 94530-2460

Mortgage

Document Number	0000098261
Date	May 22, 2020
Instrument	2020-098261

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,530,000 (+57.19%) Land $1,000,000 Building $530,000
2025	$13,718.00 (+4.93%)	$973,339 (+4.04%) Land $601,503 Building $371,836
2023	$13,073.00 (+1.4%) Homeowner's exemption	$935,546 Land $578,147 Building $357,399
2022	$12,893.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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