1324 E 3rd Ave, Stillwater, OK 74074 Property Records

Payne County property record for 1324 E 3rd Ave, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,250 sqft · built 1972
Lot Size	0.193 acres (8,412 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,405 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-13-2-ST320-000-0013`

Property Details

APN / Parcel Number

Primary APN	`19N02E-13-2-ST320-000-0013`
Alternative APNs	`600006636` `6636`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,412 sqft (0.193 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6636
Street Address	1324 E 3RD AVE
City	STILLWATER
State	OK
Zip	74074-3902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THORN-RICKER SUB (LOT 5 PKERVLE) LOTS 13
Legal Range	02E
Legal Township	19N
Legal Section	13
Legal Subdivision	THORNE-RICKER SUB LOT 5 PKERVLE
Legal Lot Number	5,13
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1011
Census Tract	10600

Owner

1324 E 3rd Ave is owned by two individuals who acquired it in July 2023.

Source: Payne County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	340 LEDGE CREEK RD, ALDERSON, WV 24910-7012
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023
Deed Sale	Jul 10, 2023
Prior Sale	Jun 18, 2020 · Amount on File
Deed Document Number	20236449
Deed Book / Page	2757 / 165
Prior Transfer Date	Mar 11, 2009
Prior Transfer Doc	0018240450
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jun 18, 2020
Property Address	1324 E 3RD AVE, STILLWATER, OK 74074-3902
Document Number	0025700985
Book / Page	2570 / 985
Instrument Date	Jun 12, 2020
Instrument	2020-006364
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	AMERICAN EAGLE TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	340 LEDGE CREEK RD, ALDERSON, WV 24910-7012

Mortgage

Document Number	2020006365
Date	Jun 18, 2020
Instrument	2020-006365

Lender

Name	UNIVERSITY & COMMUNITY FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 12, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1324 E 3rd Ave was $1,405, up 4.6% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,566 (+10.25%) Land $2,183 Building $12,383	$127,774 Land $19,154 Building $108,620
2025	$1,405.00 (+4.62%)	$13,212 (-) Land $2,037 Building $11,175
2024	$1,343.00 (+5.17%)	$13,212 (+5%) Land $2,037 Building $11,175	$129,660 (+7.39%) Land $20,000 Building $109,660
2023	$1,277.00 (+5.28%)	$12,583 (+5.01%) Land $2,084 Building $10,499	$120,740 (+11.07%) Land $20,000 Building $100,740
2022	$1,213.00	$11,983 Land $2,204 Building $9,779	$108,710 Land $20,000 Building $88,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1324 E 3rd Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1993–2006)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 E 3rd Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20