1206 E 3rd Ave, Stillwater, OK 74074 Property Records

Payne County property record for 1206 E 3rd Ave, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 705 sqft · built 1952
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jul 2021)
Tax Bill	$962 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-13-3-SH340-006-0018`

Property Details

APN / Parcel Number

Primary APN	`19N02E-13-3-SH340-006-0018`
Alternative APNs	`600019696` `19696`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	705 sqft Living Area
1st Floor Area	705 sqft
Basement Area	81 sqft
Unfinished Basement	81 sqft
Cellar	Cellar
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Porch	Slab
Porch Area	24 sqft
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19696
Street Address	1206 E 3RD AVE
City	STILLWATER
State	OK
Zip	74074-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PRK ADD BLK 6 E-60' LOTS 17-18
Legal Range	02E
Legal Township	19N
Legal Section	13
Legal Subdivision	HIGHLAND PRK ADD
Legal Block	6
Legal Lot Number	17,18
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1008
Census Tract	10600

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3026 SYKES DR, FORT COLLINS, CO 80524-7503
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Dec 2, 2013 · Amount on Record
Deed Document Number	20219729
Deed Book / Page	2645 / 286
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jul 29, 2021
Property Address	1206 E 3RD AVE, STILLWATER, OK 74074-3807
Document Number	0026450286
Book / Page	2645 / 286
Instrument Date	Jul 28, 2021
Instrument	2021-009729
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3026 SYKES DR, FORT COLLINS, CO 80524-7503

Mortgage

Document Number	2021009730
Date	Jul 29, 2021
Instrument	2021-009730

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,970 (+10.25%) Land $2,872 Building $7,098	$87,460 (+10.25%) Land $25,194 Building $62,266
2025	$962.00 (+4.68%)	$9,043 (-) Land $3,192 Building $5,851
2024	$919.00 (+2.22%)	$9,043 (+2.03%) Land $3,192 Building $5,851	$79,330 (+2.03%) Land $28,000 Building $51,330
2023	$899.00 (+3.69%)	$8,863 (+3.54%) Land $3,192 Building $5,671	$77,750 (+3.54%) Land $28,000 Building $49,750
2022	$867.00	$8,560 Land $3,192 Building $5,368	$75,090 Land $28,000 Building $47,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1993–2006)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20