1406 E 3rd Ave, Stillwater, OK 74074 Property Records

Payne County property record for 1406 E 3rd Ave, Stillwater, OK 74074

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,052 sqft · built 1953
Lot Size0.193 acres (8,413 sqft)
OwnerIndividual Name on Record
Last Sale$158,000 (Apr 2026)
Tax Bill$1,170 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
May 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19N02E-13-2-ST320-000-0015

Property Details

APN / Parcel Number

Primary APN19N02E-13-2-ST320-000-0015
Alternative APNs
  • 600006622
  • 6622

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms1 Room
Stories1 Story
Building Area1,052 sqft Living Area
1st Floor Area1,052 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,413 sqft (0.193 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeAttached
Garage Area288 sqft

Exterior Amenities

PorchSlab
Porch Area24 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number6622
Street Address1406 E 3RD AVE
CitySTILLWATER
StateOK
Zip74074-3904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHORN-RICKER SUB (LOT 5 PKERVLE) LOTS 15
Legal Range02E
Legal Township19N
Legal Section13
Legal SubdivisionTHORNE-RICKER SUB LOT 5 PKERVLE
Legal Lot Number5,15
JurisdictionPAYNE OK
Township / Civil DivisionSTILLWATER
Census Block Group1
Census Block1011
Census Tract10600

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1406 E 3RD AVE, STILLWATER, OK 74074-3904
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Warranty Deed, Transfer · FHA Mortgage
BANCFIRST
May 21, 2026Deed of Trust, Mortgage · FHA Mortgage
BANCFIRST
May 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
OKLAHOMA HSNG FINANCIAL AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2026 · Amount on Record
Deed SaleApr 20, 2026 · Amount on Record
Deed Document Number20264087
Deed Book / Page2933 / 274
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateApr 20, 2026
Property Address1406 E 3RD AVE, STILLWATER, OK 74074-3904
Document Number0000004087
Book / Page2933 / 274
Instrument DateApr 10, 2026
Instrument2026.4087
Transaction TypeTransfer
Record UpdatedMay 1, 2026
Title CompanyAPEX TITLE COMPANY, APEX TITLE & CLOSING SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$23,937.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1406 E 3RD AVE, STILLWATER, OK 74074-3904

Mortgage

Document Number0000004088,
DateApr 20, 2026
Instrument2026..4088
Lender
NameBANCFIRST
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

Mortgage

Document Number0000004089,
DateApr 20, 2026
Book Page2933/294
Instrument2026.4089
Lender
NameOKLAHOMA HSNG FINANCIAL AGENCY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term30 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAYNE OK
Recording DateMay 21, 2026
Property Address1406 E 3RD AVE, STILLWATER, OK 74074-3904
Document Number0000005531
Book / Page2940 / 47
Instrument DateApr 10, 2026
Instrument20265531
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 TIMBERCREST CT, STILLWATER, OK 74075-8110

Mortgage

Document Number0000005531,
DateMay 21, 2026
Book Page2940/47
Instrument20265531
Lender
NameBANCFIRST
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.11%
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAYNE OK
Recording DateMay 21, 2026
Property Address1406 E 3RD AVE, STILLWATER, OK 74074-3904
Document Number0000005532
Book / Page2940 / 66
Instrument DateApr 10, 2026
Instrument20265532
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyAPEX TITLE COMPANY, APEX TITLE & CLOSING SERVICE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1406 E 3RD AVE, STILLWATER, OK 74074-3904

Mortgage

Document Number0000005532,
DateMay 21, 2026
Book Page2940/66
Instrument20265532
Lender
NameOKLAHOMA HSNG FINANCIAL AGENCY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.11%
Max Rate-1%

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPayne County
MunicipalityStillwater City
Unified School DistrictStillwater Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,465 (+22.38%) Land $1,717 Building $11,748$118,115 (+11.9%) Land $15,069 Building $103,046
2025$1,170.00 (+4.56%)$11,003 (-) Land $2,084 Building $8,919
2024$1,119.00 (+5.27%)$11,003 (+5%) Land $2,084 Building $8,919$105,550 (+2.14%) Land $20,000 Building $85,550
2023$1,063.00 (+5.25%)$10,479 (+5%) Land $2,028 Building $8,451$103,340 (+12.55%) Land $20,000 Building $83,340
2022$1,010.00$9,980 Land $2,173 Building $7,807$91,820 Land $20,000 Building $71,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1993–2006)
Claims Outside the SFHA1 of 5
Most Recent ClaimMay 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTILLWATER UTILITIES AUTHORITY
serves 53,000 people · EPA ID OK1021220
Water SourceSurface water
Last State InspectionFeb 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Feb 2023
Turbidity
resolved · Oct 2018
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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