Payne County property record for 1406 E 3rd Ave, Stillwater, OK 74074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,052 sqft · built 1953 |
| Lot Size | 0.193 acres (8,413 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Apr 2026) |
| Tax Bill | $1,170 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N02E-13-2-ST320-000-0015 |
| Primary APN | 19N02E-13-2-ST320-000-0015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,052 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,413 sqft (0.193 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 6622 |
|---|---|
| Street Address | 1406 E 3RD AVE |
| City | STILLWATER |
| State | OK |
| Zip | 74074-3904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THORN-RICKER SUB (LOT 5 PKERVLE) LOTS 15 |
| Legal Range | 02E |
| Legal Township | 19N |
| Legal Section | 13 |
| Legal Subdivision | THORNE-RICKER SUB LOT 5 PKERVLE |
| Legal Lot Number | 5,15 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10600 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1406 E 3RD AVE, STILLWATER, OK 74074-3904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 20, 2026 | Warranty Deed, Transfer · FHA Mortgage BANCFIRST |
| May 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage BANCFIRST |
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMA HSNG FINANCIAL AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Deed Document Number | 20264087 |
| Deed Book / Page | 2933 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Apr 20, 2026 |
| Property Address | 1406 E 3RD AVE, STILLWATER, OK 74074-3904 |
| Document Number | 0000004087 |
| Book / Page | 2933 / 274 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.4087 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | APEX TITLE COMPANY, APEX TITLE & CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,937.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1406 E 3RD AVE, STILLWATER, OK 74074-3904 |
| Document Number | 0000004088, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026..4088 |
| Name | BANCFIRST |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000004089, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 2933/294 |
| Instrument | 2026.4089 |
| Name | OKLAHOMA HSNG FINANCIAL AGENCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | May 21, 2026 |
| Property Address | 1406 E 3RD AVE, STILLWATER, OK 74074-3904 |
| Document Number | 0000005531 |
| Book / Page | 2940 / 47 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20265531 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 203 TIMBERCREST CT, STILLWATER, OK 74075-8110 |
| Document Number | 0000005531, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 2940/47 |
| Instrument | 20265531 |
| Name | BANCFIRST |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | May 21, 2026 |
| Property Address | 1406 E 3RD AVE, STILLWATER, OK 74074-3904 |
| Document Number | 0000005532 |
| Book / Page | 2940 / 66 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20265532 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | APEX TITLE COMPANY, APEX TITLE & CLOSING SERVICE |
| Name | Verified Name |
|---|---|
| Address | 1406 E 3RD AVE, STILLWATER, OK 74074-3904 |
| Document Number | 0000005532, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 2940/66 |
| Instrument | 20265532 |
| Name | OKLAHOMA HSNG FINANCIAL AGENCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,465 (+22.38%) Land $1,717 Building $11,748 | $118,115 (+11.9%) Land $15,069 Building $103,046 | |
| 2025 | $1,170.00 (+4.56%) | $11,003 (-) Land $2,084 Building $8,919 | |
| 2024 | $1,119.00 (+5.27%) | $11,003 (+5%) Land $2,084 Building $8,919 | $105,550 (+2.14%) Land $20,000 Building $85,550 |
| 2023 | $1,063.00 (+5.25%) | $10,479 (+5%) Land $2,028 Building $8,451 | $103,340 (+12.55%) Land $20,000 Building $83,340 |
| 2022 | $1,010.00 | $9,980 Land $2,173 Building $7,807 | $91,820 Land $20,000 Building $71,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1993–2006) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.7% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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