Payne County property record for 1308 E 3rd Ave, Stillwater, OK 74074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,322 sqft · built 1951 |
| Lot Size | 0.157 acres (6,852 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,000 (Jan 2024) |
| Tax Bill | $2,101 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jul 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N02E-13-3-SH340-008-0010 |
| Primary APN | 19N02E-13-3-SH340-008-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,322 sqft Living Area |
| 1st Floor Area | 1,322 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,852 sqft (0.157 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Mixed |
| Garage Area | 308 sqft |
| Porch | Slab |
| Porch Area | 290 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19576 |
|---|---|
| Street Address | 1308 E 3RD AVE |
| City | STILLWATER |
| State | OK |
| Zip | 74074-3902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND PRK ADD BLK 8 S-5' LOT 9 & ALL LOT 10 |
| Legal Range | 02E |
| Legal Township | 19N |
| Legal Section | 13 |
| Legal Subdivision | HIGHLAND PRK ADD |
| Legal Block | 8 |
| Legal Lot Number | 9,10 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10600 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1308 E 3RD AVE, STILLWATER, OK 74074-3902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Jul 25, 2023 | Deed of Trust, Mortgage · Line of Credit GREAT PLAINS NATIONAL BANK |
| May 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREAT PLAINS NATIONAL BANK |
| Sep 2, 2020 | Warranty Deed, Transfer · Commercial Mortgage GREAT PLAINS NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2024 · Amount on Record |
| Deed Sale | Jan 29, 2024 · Amount on Record |
| Prior Sale | Sep 2, 2020 · Amount on Record |
| Deed Document Number | 2024705 |
| Deed Book / Page | 2785 / 14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Jan 29, 2024 |
| Property Address | 1308 E 3RD AVE, STILLWATER, OK 74074-3902 |
| Document Number | 0027850014 |
| Book / Page | 2785 / 14 |
| Instrument Date | Jan 26, 2024 |
| Instrument | I-2024-000705 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Title Company | AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $252.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1308 E 3RD AVE, STILLWATER, OK 74074-3902 |
| Document Number | I2024000706 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | I-2024-000706 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Number | 0027850020 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 2785/20 |
| Instrument | I-2024-000706 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | 238 MADISON ST, JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 1308 E 3RD AVE, STILLWATER, OK 74074-3902 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1308 E 3RD AVE, STILLWATER, OK 74074-3902 |
| Document Number | 0027590830 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | 2759/830 |
| Instrument | I-2023-007042 |
| Name | GREAT PLAINS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74076 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 1308 E 3RD AVE, STILLWATER, OK 74074-3902 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3501 W WILLOW PARK CIR, STILLWATER, OK 74074-2157 |
| Document Number | 0026980426 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 2698/426 |
| Instrument | I-2022-005972 |
| Name | GREAT PLAINS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74076 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Sep 2, 2020 |
| Property Address | 1308 E 3RD AVE, STILLWATER, OK 74074-3902 |
| Document Number | 0025840623 |
| Book / Page | 2584 / 623 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 2020-009671 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | COMMUNITY ESCROW AND TTL CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1308 E 3RD AVE, STILLWATER, OK 74074-3902 |
| Document Number | 2020009672 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 2020-009672 |
| Name | GREAT PLAINS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,491 (+26.29%) Land $3,192 Building $18,299 | $188,520 (+4.5%) Land $28,000 Building $160,520 | |
| 2025 | $2,101.00 (+21.45%) | $17,017 (-) Land $2,641 Building $14,376 | |
| 2024 | $1,730.00 (+5.17%) | $17,017 (+5%) Land $2,641 Building $14,376 | $180,400 (+13.42%) Land $28,000 Building $152,400 |
| 2023 | $1,645.00 (+5.31%) | $16,207 (+5%) Land $2,853 Building $13,354 | $159,060 (+10.82%) Land $28,000 Building $131,060 |
| 2022 | $1,562.00 | $15,435 Land $3,011 Building $12,424 | $143,530 Land $28,000 Building $115,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1993–2006) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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