13228 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 13228 Riverlake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,978 sqft · built 2002
Owner	Individual Name on Record
Last Sale	$260,000 (Jan 2021)
Tax Bill	$2,732 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2021 Sale + 1 more
APN	`107-125-8397`

Property Details

APN / Parcel Number

Primary APN	`107-125-8397`
Alternative APN	`29197`

Interior

Building Area	1,978 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	107-125-8397
Street Address	13228 RIVERLAKE DR
City	COVINGTON
State	LA
Zip	70435-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE RAMSEY LT56A PH3
Legal Subdivision	LAKE RAMSEY
Legal Phase	3
Legal Lot Number	56A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40204

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 LAKESIDE CT, COVINGTON, LA 70435-5543
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTEGRA MORTGAGE CORP
Jan 4, 2021	Deed, Transfer
Sep 11, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Sep 11, 2019
Deed Document Number	2245176
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	13228 RIVERLAKE DR, COVINGTON, LA 70435-5522
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002250776
Date	Feb 2, 2021
Instrument	2250776

Lender

Name	INTEGRA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jan 4, 2021
Property Address	13228 RIVERLAKE DR, COVINGTON, LA 70435-5522
Document Number	0002245176
Map Reference	MAP 872B
Instrument Date	Dec 14, 2020
Instrument	2245176
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 11, 2019
Property Address	13228 RIVERLAKE DR, COVINGTON, LA 70435-5522
Document Number	0002173940
Map Reference	MAP 872B
Instrument Date	Aug 12, 2019
Instrument	2173940
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,732.00 (-3.77%)	$24,348 (-) Land $4,000 Building $20,348	$243,480 (-) Land $40,000 Building $203,480
2024	$2,839.00 (+4.76%)	$24,348 (+12.11%) Land $4,000 Building $20,348	$243,480 (+12.11%) Land $40,000 Building $203,480
2023	$2,710.00	$21,717 (-) Land $4,000 Building $17,717	$217,170 (-) Land $40,000 Building $177,170
2022	$2,710.00	$21,717 Land $4,000 Building $17,717	$217,170 Land $40,000 Building $177,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of Louisiana
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE RAMSEY private · serves 840 people · EPA ID LA1103139
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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