13256 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 13256 Riverlake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,827 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$265,000 (Jan 2020)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Sale & Mortgage + 2 more
APN	`107-125-8400`

Property Details

APN / Parcel Number

Primary APN	`107-125-8400`
Alternative APN	`29198`

Interior

Building Area	1,827 sqft Living Area

Exterior

Year Built	Built 2019
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-125-8400
Street Address	13256 RIVERLAKE DR
City	COVINGTON
State	LA
Zip	70435-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58A LAKE RAMSEY PH 3 INST 895983 INST NO 1234815 INSTNO 1333222 INST NO 1398169 INST NO 2020716 INST NO 2102283 INST NO 2
Legal Subdivision	LAKE RAMSEY
Legal Phase	3
Legal Lot Number	58A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40204

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13256 RIVERLAKE DR, COVINGTON, LA 70435-5522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Jan 2, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage HANCOCK WHITNEY BANK
Feb 28, 2019	Cash Sale Deed, Transfer
Mar 16, 2018	Deed, Construction Loan

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	2188731
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	13256 RIVERLAKE DR, COVINGTON, LA 70435-5522
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002279785
Date	Jul 8, 2021
Instrument	2279785

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate

January 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jan 2, 2020
Property Address	13256 RIVERLAKE DR, COVINGTON, LA 70435-5522
Document Number	0002188731
Map Reference	MAP 873A
Instrument Date	Dec 31, 2019
Instrument	2188731
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2023
Title Company	BAYOU TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1929, COVINGTON, LA 70434-1929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13256 RIVERLAKE DR, COVINGTON, LA 70435-5522

Mortgage

Document Number	0002188732
Date	Jan 2, 2020
Instrument	2188732

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

February 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 28, 2019
Property Address	13256 RIVERLAKE DR, COVINGTON, LA 70435-5522
Document Number	0002148142
Map Reference	MAP 873A
Instrument Date	Feb 27, 2019
Instrument	2148142
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1929, COVINGTON, LA 70434-1929
Investor	Possibly a Property Investor

March 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 16, 2018
Property Address	13256 RIVERLAKE DR, COVINGTON, LA 70435-5522
Document Number	0002102283
Map Reference	MAP 873A
Instrument Date	Mar 16, 2018
Instrument	2102283
Transaction Type	Construction Loan
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20066 HIGHWAY 36, COVINGTON, LA 70433-8652

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00 (-3.79%) Homeowner's exemption	$27,385 (-) Land $4,000 Building $23,385	$273,848 (-) Land $40,000 Building $233,848
2024	$2,319.00 (+11.28%) Homeowner's exemption	$27,385 (+13.16%) Land $4,000 Building $23,385	$273,848 (+13.16%) Land $40,000 Building $233,848
2023	$2,084.00 (+1.41%) Homeowner's exemption	$24,200 (+0.97%) Land $4,000 Building $20,200	$242,002 (+0.97%) Land $40,000 Building $202,002
2022	$2,055.00 Homeowner's exemption	$23,968 Land $4,000 Building $19,968	$239,680 Land $40,000 Building $199,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of Louisiana
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE RAMSEY private · serves 840 people · EPA ID LA1103139
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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