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13218 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 13218 Riverlake Dr, Covington, LA 70435

Property Summary

Property TypeSingle Family Home
Details1,952 sqft · built 2005
OwnerIndividual Name on Record
Last Sale$162,000 (Jul 2003)
Tax Bill$1,634 (2025)
Deeds & MortgagesOct 2020 Mortgage
APN107-125-8370

Property Details

APN / Parcel Number

Primary APN107-125-8370
Alternative APN
  • 29195

Interior

Building Area1,952 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Garage Area384 sqft
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number107-125-8370
Street Address13218 RIVERLAKE DR
CityCOVINGTON
StateLA
Zip70435-5522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 54A LAKE RAMSEY PH 3 INST 895983 INST NO 1234815 INST NO 1307420 INST NO 1378920 INST NO 1685174
Legal SubdivisionLAKE RAMSEY
Legal Phase3
Legal Lot Number54A
JurisdictionSAINT TAMMANY LA
Township / Civil Division3
Census Block Group2
Census Block2003
Census Tract40204

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address13218 RIVERLAKE DR, COVINGTON, LA 70435-5522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2003 · Amount on Record
Deed SaleJul 15, 2003 · Amount on Record
Deed Document Number1685174
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address13218 RIVERLAKE DR, COVINGTON, LA 70435-5522
Transaction TypeMortgage
Record UpdatedApr 6, 2023
Title CompanyNATIONS FIRST TITLE AGENCY, NATIONS DIRECT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002230276
DateOct 5, 2020
Instrument2230276
Lender
NameADVANCE MORTGAGE & INVESTMENT
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,634.00 (-3.77%) Homeowner's exemption$22,066 (-) Land $4,000 Building $18,066$220,662 (-) Land $40,000 Building $180,662
2024$1,698.00 (+2.78%) Homeowner's exemption$22,066 (+6.38%) Land $4,000 Building $18,066$220,662 (+6.38%) Land $40,000 Building $180,662
2023$1,652.00 Homeowner's exemption$20,742 (-) Land $4,000 Building $16,742$207,420 (-) Land $40,000 Building $167,420
2022$1,652.00 Homeowner's exemption$20,742 Land $4,000 Building $16,742$207,420 Land $40,000 Building $167,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 308 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies308 in force
Nearby Flood Claims44 (2005–2024)
Claims Outside the SFHA16 of 44
Most Recent ClaimSep 2024 · Hurricane Francine
Claims by Event
  • Hurricane Ida, Aug 2021 · 6 claims
  • Severe Storms And Flooding, Aug 2016 · 26 claims
  • Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 59% of Louisiana
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE RAMSEY
private · serves 840 people · EPA ID LA1103139
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Sep 2025
Lead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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