13199 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 13199 Riverlake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,264 sqft · built 2018
Owner	Individual Name on Record
Last Sale	$90,000 (Nov 2015)
Tax Bill	$2,169 (2022)
Deeds & Mortgages	Mar 2018 Mortgage May 2019 Mortgage
APN	`107-125-8281`

Property Details

APN / Parcel Number

Primary APN	`107-125-8281`
Alternative APN	`29188`

Interior

Building Area	2,264 sqft Living Area

Exterior

Year Built	Built 2018
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-125-8281
Street Address	13199 RIVERLAKE DR
City	COVINGTON
State	LA
Zip	70435-5535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45-A LAKE RAMSEY PH 3 INST 895983 INST NO 978904 INST NO 2002152
Legal Subdivision	LAKE RAMSEY
Legal Phase	3
Legal Lot Number	45
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40204

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13199 RIVERLAKE DR, COVINGTON, LA 70435-5535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2015 · Amount on Record
Deed Sale	Nov 5, 2015 · Amount on Record
Deed Document Number	2002152
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	13199 RIVERLAKE DR, COVINGTON, LA 70435-5535
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	BAYOU TITLE INC, BAYOU TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002100684
Date	Mar 6, 2018
Instrument	2100684

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	13199 RIVERLAKE DR, COVINGTON, LA 70435-5535
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	PATRIOT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002157001
Date	May 14, 2019
Instrument	2157001

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$39,627 (+22.36%) Land $7,500 Building $32,127	$396,274 (+22.36%) Land $75,000 Building $321,274
2023	Homeowner's exemption	$32,386 (-) Land $7,500 Building $24,886	$323,860 (+12.12%) Land $75,000 Building $248,860
2022	$2,169.00 Homeowner's exemption	$32,386 Land $7,500 Building $24,886	$288,860 Land $40,000 Building $248,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of Louisiana
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE RAMSEY private · serves 840 people · EPA ID LA1103139
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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