1322 Ely Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 1322 Ely Rd, Hixson, TN 37343

Property Summary

Property Type	Duplex
Details	3 ba · 1,944 sqft · built 1972
Lot Size	0.253 acres (11,062 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Nov 2022)
Tax Bill	$1,396 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`109K E 026`

Property Details

APN / Parcel Number

Primary APN	`109K E 026`
Alternative APN	`0000035854`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,944 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Duplex Single
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,062 sqft (0.253 acres)
Lot Dimensions	125 ft deep x 88.5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000035854
Street Address	1322 ELY RD
City	HIXSON
State	TN
Zip	37343-6315
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	LOT 1 LAURA-GRAY ADDN PB 23 PG 25
Legal Subdivision	GRAY LAURA ADDN
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3001
Census Tract	10501

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4640 DELTA SPRINGS LN, FRANKLIN, TN 37064-2086
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage DAWN BOYD ETUX
Jan 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage LINEAGE BANK
Nov 15, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Aug 3, 2011 · Amount on Record
Deed Document Number	202245
Deed Book / Page	13142 / 944
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1322 ELY RD, HIXSON, TN 37343-6315
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 DELTA SPRINGS LN, FRANKLIN, TN 37064-2086

Mortgage

Document Number	0000000122
Date	Mar 17, 2026
Book Page	14229/531
Instrument	2026031700122

Lender

Name	DAWN BOYD ETUX
Type	Private Party
Address	4640 DELTA SPRINGS LN, FRANKLIN, TN 37064

Agreement

Amount	Amount Recorded

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1322 ELY RD, HIXSON, TN 37343-6315
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000092
Date	Jan 18, 2023
Book Page	13190/841
Instrument	2023011800092

Lender

Name	LINEAGE BANK
Type	Bank
Address	27067

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 15, 2022
Property Address	1322 ELY RD, HIXSON, TN 37343-6315
Document Number	0000000045
Book / Page	13142 / 944
Map Reference	MB 23 PG 25
Instrument Date	Nov 7, 2022
Instrument	2022111500045
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 DELTA SPRINGS LN, FRANKLIN, TN 37064-2086

Mortgage

Document Number	0131420001
Date	Nov 15, 2022
Instrument	13142-0001

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,396.00 (+32.7%)	$92,160 (+95.92%)	$230,400 (+95.92%) Land $75,000 Building $155,400
2024	$1,052.00	$47,040 (-)	$117,600 (-) Land $40,000 Building $77,600
2023	$1,052.00	$47,040 (-)	$117,600 (-) Land $40,000 Building $77,600
2022	$1,052.00	$47,040	$117,600 Land $40,000 Building $77,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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