1318 Ely Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 1318 Ely Rd, Hixson, TN 37343 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,050 sqft · built 1993
Lot Size	0.269 acres (11,757 sqft)
Owner	2 Individual Names on File
Tax Bill	$546 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`109K E 025.01`

Property Details

APN / Parcel Number

Primary APN	`109K E 025.01`
Alternative APN	`0000134303`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,050 sqft Living Area

Exterior

Year Built	Built 1993
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,757 sqft (0.269 acres)
Lot Dimensions	119 ft deep x 98.8 ft wide
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000134303
Old Parcel Number	109K E 02501
Street Address	1318 ELY RD
City	HIXSON
State	TN
Zip	37343-4958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 SPANGLERS ADDN PB39 PG288 REV 61-65 OUT OF 109K-E-25 FOR 1985
Legal Subdivision	SPANGLERS ADD
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3001
Census Tract	10501

Owner

Source: Hamilton County records · APN 109K E 025.01

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6047 COLDBROOK AVE, LAKEWOOD, CA 90713-1025
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 08, 2021
Deed Sale	Mar 08, 2021
Prior Sale	Dec 07, 1999 · Amount on Record
Deed Document Number	0012403903
Deed Book / Page	5496 / 796
Prior Transfer Date	Mar 02, 2010
Prior Transfer Doc	2010030200228
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1318 ELY RD, HIXSON, TN 37343-4958
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000199
Date	May 16, 2022
Book Page	12959/148
Instrument	2022051600199

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$546.00 (+23.53%)	$36,025 (+82.17%)	$144,100 (+82.17%) Land $60,000 Building $84,100
2024	$442.00	$19,775 (-)	$79,100 (-) Land $40,000 Building $39,100
2023	$442.00 (+12.18%)	$19,775 (+12.04%)	$79,100 (+12.04%) Land $40,000 Building $39,100
2022	$394.00	$17,650	$70,600 Land $40,000 Building $30,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650105013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 4 of 5 on primary residences
Nearby Flood Claims	2 (1996–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2009, rainfall accumulation

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Tennessee
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.